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	<title>Property News India and Featured Real Estate Stories &#187; Central bank</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>RBI’s move to ease norms for banks to raise long term funds appreciated by CREDAI and NAREDCO</title>
		<link>https://groups.commonfloor.com/news/rbis-move-to-ease-norms-for-banks-to-raise-long-term-funds-appreciated-by-credai-and-naredco-69025</link>
		<comments>https://groups.commonfloor.com/news/rbis-move-to-ease-norms-for-banks-to-raise-long-term-funds-appreciated-by-credai-and-naredco-69025#comments</comments>
		<pubDate>Thu, 17 Jul 2014 12:42:31 +0000</pubDate>
		<dc:creator>swiftsales.cf</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Cash Reverse Ratio]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[financial and business service]]></category>
		<category><![CDATA[Infra bonds]]></category>
		<category><![CDATA[long-term bonds]]></category>
		<category><![CDATA[macro economics]]></category>
		<category><![CDATA[National Real Estate Development Council]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Statutory liquidity ratio]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=69025</guid>
		<description><![CDATA[Realtors&#8217; body CREDAI (The confederation of Real Estate Developers’ Association of India) today appreciated the RBI&#8217;s (Reserve Bank of India) move to ease norms for banks to raise long term funds for financing affordable housing. They believe that this will lead to cheaper credit for such projects. In order to encourage infrastructure development and affordable housing, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbis-move-to-ease-norms-for-banks-to-raise-long-term-funds-appreciated-by-credai-and-naredco-69025/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>RBI Firm on Scrapping Pre-payment Penalty</title>
		<link>https://groups.commonfloor.com/news/rbi-firm-on-scrapping-pre-payment-penalty-60040</link>
		<comments>https://groups.commonfloor.com/news/rbi-firm-on-scrapping-pre-payment-penalty-60040#comments</comments>
		<pubDate>Thu, 10 Apr 2014 07:03:46 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[AC Mahajan]]></category>
		<category><![CDATA[Aditya Puri]]></category>
		<category><![CDATA[Banking Codes and Standard Board of India]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Corporate clients]]></category>
		<category><![CDATA[Domestic banks.]]></category>
		<category><![CDATA[Floating rate]]></category>
		<category><![CDATA[HDFCBank]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[IBA]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Minimum balance]]></category>
		<category><![CDATA[Penalties]]></category>
		<category><![CDATA[Reserve Bank]]></category>
		<category><![CDATA[Small corporate loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=60040</guid>
		<description><![CDATA[A person familiar with the plan told that there is a possibility that banks will be ordered to scrap penalty on pre-payment of all retail and small corporate loans and do away with fines for failure to maintain minimum balance if the recent ‘nudge’ does not work by the Reserve Bank. Since the entire system [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-firm-on-scrapping-pre-payment-penalty-60040/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>RBI insists on doing away with Pre-payment Penalty</title>
		<link>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661</link>
		<comments>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661#comments</comments>
		<pubDate>Tue, 08 Apr 2014 12:38:39 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[deposits]]></category>
		<category><![CDATA[Governor]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[Penalties]]></category>
		<category><![CDATA[prepayment]]></category>
		<category><![CDATA[Prepayment charges]]></category>
		<category><![CDATA[prepayment charges for home loan]]></category>
		<category><![CDATA[prepayment fee]]></category>
		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
		<category><![CDATA[prepayment of home loans]]></category>
		<category><![CDATA[Prepayment penalty]]></category>
		<category><![CDATA[raghuram rajan]]></category>
		<category><![CDATA[RBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59661</guid>
		<description><![CDATA[The RBI may issue orders to scrap penalty on pre-payment of all retail and small corporate loans.  The central bank disputes the practice of charging pre-payment penalty on any loan since the entire system has moved to floating rates — be it deposits or loans — where rates are charged based on the prevailing markets, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Realty firms&#8217; net profit down by 41% in last 8 quarters: Report</title>
		<link>https://groups.commonfloor.com/news/realty-firms-net-profit-down-by-41-in-last-8-quarters-report-59101</link>
		<comments>https://groups.commonfloor.com/news/realty-firms-net-profit-down-by-41-in-last-8-quarters-report-59101#comments</comments>
		<pubDate>Wed, 02 Apr 2014 06:29:02 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[balance sheet]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Building bricks]]></category>
		<category><![CDATA[Building construction cost index]]></category>
		<category><![CDATA[Business strategy]]></category>
		<category><![CDATA[Cement]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Chennai]]></category>
		<category><![CDATA[commercial banks]]></category>
		<category><![CDATA[Gross debt levels]]></category>
		<category><![CDATA[Indian realty market]]></category>
		<category><![CDATA[Iron]]></category>
		<category><![CDATA[Knight Frank]]></category>
		<category><![CDATA[labour]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[net profit]]></category>
		<category><![CDATA[North India]]></category>
		<category><![CDATA[Operating profit margin]]></category>
		<category><![CDATA[Paints]]></category>
		<category><![CDATA[plywood]]></category>
		<category><![CDATA[Real Estate Companies]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[South India]]></category>
		<category><![CDATA[steel]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59101</guid>
		<description><![CDATA[A fall of 41 per cent of Net Profit in the quarter ended December 2013,has been registered of top 25 real estate companies, in comparison to peak period of quarter ended March 2012.As per the report by global realty consultancy Knight Frank the net profit margin have fallen from 13.6 per cent to 9.7 per [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/realty-firms-net-profit-down-by-41-in-last-8-quarters-report-59101/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tata Housing plans retirement homes in eight cities</title>
		<link>https://groups.commonfloor.com/news/tata-housing-plans-retirement-homes-in-eight-cities-56501</link>
		<comments>https://groups.commonfloor.com/news/tata-housing-plans-retirement-homes-in-eight-cities-56501#comments</comments>
		<pubDate>Mon, 10 Mar 2014 12:48:24 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Ahmedabad]]></category>
		<category><![CDATA[Axis Bank]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Brotin Banerjee]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Chennai]]></category>
		<category><![CDATA[Delhi]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Indian consumer]]></category>
		<category><![CDATA[International standards]]></category>
		<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Pune]]></category>
		<category><![CDATA[Real Estate Developers]]></category>
		<category><![CDATA[retirement homes in India]]></category>
		<category><![CDATA[Riva Residences]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[Tata Capital]]></category>
		<category><![CDATA[Tata Housing]]></category>
		<category><![CDATA[Tata Housing retirement homes]]></category>
		<category><![CDATA[tata sons]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=56501</guid>
		<description><![CDATA[Recently, Tata Housing declared it is planning to invest Rs.1, 200 crore for developing 13 housing projects for senior citizens in the next five years. In Bangalore by the name of  Riva Residences, the company had already launched its first project and work for similar projects would soon commence in more cities, including Chennai, Ahmedabad, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/tata-housing-plans-retirement-homes-in-eight-cities-56501/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Affordable and mid-income housing predicted to face downfall!</title>
		<link>https://groups.commonfloor.com/news/affordable-and-mid-income-housing-predicted-to-face-downfall-14009</link>
		<comments>https://groups.commonfloor.com/news/affordable-and-mid-income-housing-predicted-to-face-downfall-14009#comments</comments>
		<pubDate>Fri, 10 Feb 2012 07:40:19 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Affordable and mid-income housing]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Ascertaining value of property]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Central bank notification]]></category>
		<category><![CDATA[Documentation charges]]></category>
		<category><![CDATA[Downward pressure]]></category>
		<category><![CDATA[Hyderabad]]></category>
		<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Mid-income housing]]></category>
		<category><![CDATA[NCR]]></category>
		<category><![CDATA[Property Buyers]]></category>
		<category><![CDATA[RBI guideline]]></category>
		<category><![CDATA[Real estate experts]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Registration charges]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>
		<category><![CDATA[Stamp duty]]></category>
		<category><![CDATA[Substantial impact]]></category>
		<category><![CDATA[Under-construction flats]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=14009</guid>
		<description><![CDATA[Real estate experts have predicted a downward pressure to be faced especially in affordable and mid-income housing. Central bank has sent a notification to exclude stamp duty, documentation charges and registration charges in concern with ascertaining value of the property. With this kind of notification the property buyers are sure to delay their decision of [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/affordable-and-mid-income-housing-predicted-to-face-downfall-14009/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI pause interest rate hike!</title>
		<link>https://groups.commonfloor.com/news/rbi-pause-interest-rate-hike-11027</link>
		<comments>https://groups.commonfloor.com/news/rbi-pause-interest-rate-hike-11027#comments</comments>
		<pubDate>Sat, 17 Dec 2011 11:59:54 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Current levels]]></category>
		<category><![CDATA[Financial market]]></category>
		<category><![CDATA[Hike]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Increasing interest rates]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Interest rates dropping down]]></category>
		<category><![CDATA[Loan buyers]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Realty sales]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=11027</guid>
		<description><![CDATA[Finally, Reserve Bank of India (RBI) has kept the interest rates unchanged! This is the first time midst this year RBI has paused the hike. During this year RBI has hiked the interest rate nearly 13 times within a span of 21 months. Also central bank has shown clear signs of interest rates dropping down [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-pause-interest-rate-hike-11027/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI: Residents to pay housing loans of PIO relatives</title>
		<link>https://groups.commonfloor.com/news/rbi-residents-to-pay-housing-loans-of-pio-relatives-7564</link>
		<comments>https://groups.commonfloor.com/news/rbi-residents-to-pay-housing-loans-of-pio-relatives-7564#comments</comments>
		<pubDate>Mon, 19 Sep 2011 07:19:43 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Apex bank]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Non-resident Indians (NRI)]]></category>
		<category><![CDATA[People of Indian origin (PIO)]]></category>
		<category><![CDATA[RBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7564</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) has brought in new scheme to the residents to pay housing loans of Non-resident Indians (NRI) or People of Indian origin (PIO). The apex bank reported saying that this scheme has been decided in India to a non-resident Indian. Also the central bank allowed residents and individuals to pay [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-residents-to-pay-housing-loans-of-pio-relatives-7564/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB Mumbai: Demand for Home Loan slows</title>
		<link>https://groups.commonfloor.com/news/nhb-mumbai-demand-for-home-loan-slows-7549</link>
		<comments>https://groups.commonfloor.com/news/nhb-mumbai-demand-for-home-loan-slows-7549#comments</comments>
		<pubDate>Mon, 19 Sep 2011 05:54:07 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[Higher interest rates]]></category>
		<category><![CDATA[Home loan buyers]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[National Housing Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7549</guid>
		<description><![CDATA[National Housing Bank (NHB) chairman and managing director RV Verma reported saying that the Housing loans seems to be slightly discomforting as buyers feel there is no way of getting properties at the affordable prices. The central bank recently has increased short-term rates and this hike has been recorded within a span of 18 months. [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-mumbai-demand-for-home-loan-slows-7549/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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