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	<title>Property News India and Featured Real Estate Stories &#187; Floating Rate Home Loans</title>
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		<title>Home loan borrowers get relief</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008#comments</comments>
		<pubDate>Sat, 17 May 2014 08:59:27 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Floating rate]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[Floating rate loans]]></category>
		<category><![CDATA[home loan borrower]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loan seekers]]></category>
		<category><![CDATA[Home loans at floating rates]]></category>
		<category><![CDATA[Indian Banks Base Rate]]></category>
		<category><![CDATA[Industry-wide index]]></category>
		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
		<category><![CDATA[pricing of floating rate loans]]></category>
		<category><![CDATA[RBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=62008</guid>
		<description><![CDATA[The RBI has suggested that banks must effect any change in floating rate loans only at the agreed-upon reset date. This is aimed at ushering in transparent and appropriate pricing of credit, according to an RBI working group. This is good news for existing home loan borrowers. What this means is that any change in [...]]]></description>
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		<title>Role of floating home loan rates for 2011</title>
		<link>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110</link>
		<comments>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110#comments</comments>
		<pubDate>Tue, 20 Dec 2011 05:05:54 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home finance]]></category>
		<category><![CDATA[Home loan environment]]></category>
		<category><![CDATA[Home loan financing company]]></category>
		<category><![CDATA[Home loan lenders]]></category>
		<category><![CDATA[Huge lenders in home finance]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[Increasing penalty]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Private banks]]></category>
		<category><![CDATA[Realty market rates]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=11110</guid>
		<description><![CDATA[In the year 2011, private banks were the huge lenders in home finance who continued to impose increasing penalty on the loan borrowers throughout the year. To ease the home loan environment, ICICI Bank a private home loan financing company waived pre-payment charges on floating rate home loans for the existing as well as for [...]]]></description>
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		<title>Prepayment Penalty not to be imposed on Floating Interest Rates</title>
		<link>https://groups.commonfloor.com/news/prepayment-penalty-not-to-be-imposed-on-floating-interest-rates-8621</link>
		<comments>https://groups.commonfloor.com/news/prepayment-penalty-not-to-be-imposed-on-floating-interest-rates-8621#comments</comments>
		<pubDate>Mon, 24 Oct 2011 10:07:32 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Finance companies]]></category>
		<category><![CDATA[Fixed interest loans]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[Housing banks]]></category>
		<category><![CDATA[Indian financial market]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8621</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) has advised the housing banks not to impose a prepayment penalty if floating rates of interest are assured and also there will be absolutely no penalization for such borrowers. However the concern is different in terms of fixed interest loans wherein it involves on going tie up the housing [...]]]></description>
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		<title>No Penalty on Prepayment of Floating Rate Home Loans</title>
		<link>https://groups.commonfloor.com/news/no-penalty-on-prepayment-of-floating-rate-home-loans-7188</link>
		<comments>https://groups.commonfloor.com/news/no-penalty-on-prepayment-of-floating-rate-home-loans-7188#comments</comments>
		<pubDate>Wed, 07 Sep 2011 06:31:44 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ALM]]></category>
		<category><![CDATA[Asset liability mismatch]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[Compensation]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[Floating rate loans]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Interest Rate Swaps]]></category>
		<category><![CDATA[IRS Market]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[Penal charges]]></category>
		<category><![CDATA[Penalty]]></category>
		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Unauthorized ATM transactions]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7188</guid>
		<description><![CDATA[Reserve Bank of India (RBI) said floating rate home loans will be spared penal charges in case of prepayments. Besides the decision on home loans, the action points include measures to protect customer interest in unauthorized ATM transactions, and a policy for compensation to customers for mental harassment. The regulator for housing finance companies like [...]]]></description>
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