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	<title>Property News India and Featured Real Estate Stories &#187; HFC</title>
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		<title>IIFL home bonds oversubscribed 2.24 times</title>
		<link>https://groups.commonfloor.com/news/iifl-home-bonds-oversubscribed-2-24-times-58430</link>
		<comments>https://groups.commonfloor.com/news/iifl-home-bonds-oversubscribed-2-24-times-58430#comments</comments>
		<pubDate>Fri, 28 Mar 2014 09:10:22 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Housing finance companies in India]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[housing loans and loans against property]]></category>
		<category><![CDATA[IIFHL]]></category>
		<category><![CDATA[IIFL]]></category>
		<category><![CDATA[IIFL home bonds]]></category>
		<category><![CDATA[India Infoline Housing Finance Limited]]></category>
		<category><![CDATA[loans against property]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[Non-Convertible Debentures]]></category>
		<category><![CDATA[Stock exchange]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=58430</guid>
		<description><![CDATA[The issuance of unsecured redeemable non-convertible debentures by India Infoline Housing Finance Limited (IIFL), which is the housing finance subsidiary of IIFL Holdings Limited, has been oversubscribed 2.24 times of the base issue. As per the stock exchange data the total collection was Rs 224.5 crore which is 2.24 times of the base issue. The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Icra sees HFCs’ asset quality stress rising</title>
		<link>https://groups.commonfloor.com/news/icra-sees-hfcs-asset-quality-stress-rising-56862</link>
		<comments>https://groups.commonfloor.com/news/icra-sees-hfcs-asset-quality-stress-rising-56862#comments</comments>
		<pubDate>Wed, 12 Mar 2014 12:50:11 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[builder loans]]></category>
		<category><![CDATA[credit outstanding]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[ICRA]]></category>
		<category><![CDATA[lending against property]]></category>
		<category><![CDATA[loans against property]]></category>
		<category><![CDATA[mortgage finance industry]]></category>
		<category><![CDATA[nonperforming assets]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Rating agency]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=56862</guid>
		<description><![CDATA[Rating agency ICRA recently said that some stress might be seen in the asset quality of housing finance companies (HFCs) in the current fiscal, ending March 31. This is due to their push on riskier segments like lending against property and to self-employed people. The total housing credit outstanding as of December 2013 is being [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/icra-sees-hfcs-asset-quality-stress-rising-56862/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special rate scheme on home loans not the same as it looks!</title>
		<link>https://groups.commonfloor.com/news/special-rate-scheme-on-home-loans-not-the-same-as-it-looks-23108</link>
		<comments>https://groups.commonfloor.com/news/special-rate-scheme-on-home-loans-not-the-same-as-it-looks-23108#comments</comments>
		<pubDate>Fri, 22 Jun 2012 10:49:52 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Apartment News]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[circular]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Housing finance company]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Prepayment charges]]></category>
		<category><![CDATA[prepayment charges for home loan]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=23108</guid>
		<description><![CDATA[Few years back, the home loan which was provided under teaser loan scheme by a housing finance company (HFC), is not the same anymore when repaying it back. The prepayment charges amounted to Rs 2 lakh for a person who had availed a Rs 1 crore loan under that special rate scheme. As per a [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/special-rate-scheme-on-home-loans-not-the-same-as-it-looks-23108/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New loan pre-payment norm in real estate market</title>
		<link>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776</link>
		<comments>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776#comments</comments>
		<pubDate>Thu, 24 Nov 2011 09:42:51 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Customers]]></category>
		<category><![CDATA[Fixed Rate Home Loan]]></category>
		<category><![CDATA[Floating loans]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing Finance Companies (HFC)]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan payers]]></category>
		<category><![CDATA[Norm]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Pre-payment penalty]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9776</guid>
		<description><![CDATA[Home loan rates fluctuating, here it is back into action again! The new norm is leaving the loan payers and borrowers worried behind. It is State Bank of India (SBI) this time who has decided to change pre-payment charges in concern with both the fixed and floating loans. India&#8217;s largest lender SBI calls for this [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>National Housing Bank Sets 0.4% Loan as Buffer</title>
		<link>https://groups.commonfloor.com/news/national-housing-bank-sets-0-4-loan-as-buffer-7313</link>
		<comments>https://groups.commonfloor.com/news/national-housing-bank-sets-0-4-loan-as-buffer-7313#comments</comments>
		<pubDate>Wed, 14 Sep 2011 06:07:14 +0000</pubDate>
		<dc:creator>rakesh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[CEO]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Housing loan market]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Provisioning norms]]></category>
		<category><![CDATA[Rising interest rates]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7313</guid>
		<description><![CDATA[The National Housing Bank (NHB) raises provisioning requirement for doubtful assets up to 100%, asks housing finance companies to set aside 0.4% loans as buffer. The new guidelines are aimed at protecting the health of HFCs when concerns over possible asset quality deterioration increases manifold amid rising interest rates, but industry captains said their prising [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/national-housing-bank-sets-0-4-loan-as-buffer-7313/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Rising Interest Rates affects Housing Finance Companies</title>
		<link>https://groups.commonfloor.com/news/rising-interest-rates-affects-housing-finance-companies-7238</link>
		<comments>https://groups.commonfloor.com/news/rising-interest-rates-affects-housing-finance-companies-7238#comments</comments>
		<pubDate>Fri, 09 Sep 2011 11:00:15 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dewan Housing]]></category>
		<category><![CDATA[Fall in revenues]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Indian Companies]]></category>
		<category><![CDATA[India’s Biggest Mortgager HDFC]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[LIC Housing]]></category>
		<category><![CDATA[Raising rate scenario]]></category>
		<category><![CDATA[Rising interest rates]]></category>
		<category><![CDATA[Sharp rise in interest rates]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7238</guid>
		<description><![CDATA[HDFC posted a marginal growth in the net profit; however LIC Housing and Dewan Housing both reported a severe drop in the financial market. During the month of June 2011, both of these financial sectors reported a severe decline in sanctioning loans and there are few borrowers approaching them for funding. The actual impact is [...]]]></description>
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		<slash:comments>0</slash:comments>
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