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	<title>Property News India and Featured Real Estate Stories &#187; HFCs</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>RBI disagree with the plan to give Sarfaesi powers to HFCs</title>
		<link>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423</link>
		<comments>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423#comments</comments>
		<pubDate>Thu, 27 Mar 2014 04:25:57 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[Financial institutions]]></category>
		<category><![CDATA[FIs]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Housing sector]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Non-banking financial companies]]></category>
		<category><![CDATA[NPAs]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RBI disagree]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[SARFAESI Act]]></category>
		<category><![CDATA[Sarfaesi Act-powers to housing finance companies]]></category>
		<category><![CDATA[Sarfaesi powers]]></category>
		<category><![CDATA[Sarfaesi powers to HFCs]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=58423</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) disagrees with finance ministry’s plan to give Sarfaesi Act-powers automatically to all housing finance companies (HFCs) registered with the National Housing Bank (NHB). An official says that the ‘stringent’ Sarfaesi powers should not be given to institutions without proper due diligence of their management, track-record, borrower profile and default [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ratings for Greenfield housing to aid buyers, builders &amp; lenders</title>
		<link>https://groups.commonfloor.com/news/ratings-for-greenfield-housing-to-aid-buyers-builders-lenders-57313</link>
		<comments>https://groups.commonfloor.com/news/ratings-for-greenfield-housing-to-aid-buyers-builders-lenders-57313#comments</comments>
		<pubDate>Tue, 18 Mar 2014 10:02:07 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Affordable housing segment]]></category>
		<category><![CDATA[Ansals]]></category>
		<category><![CDATA[Builders]]></category>
		<category><![CDATA[Buyers]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[CRISIL]]></category>
		<category><![CDATA[DLF]]></category>
		<category><![CDATA[Financial sector]]></category>
		<category><![CDATA[Greenfield housing]]></category>
		<category><![CDATA[Greenfield housing projects]]></category>
		<category><![CDATA[growth rate]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[Hiranandanis]]></category>
		<category><![CDATA[housing project]]></category>
		<category><![CDATA[housing projects in India]]></category>
		<category><![CDATA[IBA]]></category>
		<category><![CDATA[Indian Banks' Association]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage industry]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[National Housing Bank and Indian Banks’ Association]]></category>
		<category><![CDATA[NHB-IBA]]></category>
		<category><![CDATA[Rating agencies]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RV Verma]]></category>
		<category><![CDATA[The housing industry]]></category>
		<category><![CDATA[The regulators]]></category>
		<category><![CDATA[Unitech]]></category>
		<category><![CDATA[World bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=57313</guid>
		<description><![CDATA[Being developed in association by mortgage regulator National Housing Bank and Indian Banks’ Association Greenfield housing projects will soon come under a new rating system.  The whole idea of rating intended to encourage lenders to give loans at discounted rates to individuals buying units in projects rated highly by NHB-IBA. It will in turn encourage [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/ratings-for-greenfield-housing-to-aid-buyers-builders-lenders-57313/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB index needed for floating rates in home loans</title>
		<link>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260</link>
		<comments>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260#comments</comments>
		<pubDate>Tue, 18 Mar 2014 04:50:23 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Floating interest rates]]></category>
		<category><![CDATA[floating rates in home loans]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan floating rates increases]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[housing loans rate increase]]></category>
		<category><![CDATA[Housing regulator]]></category>
		<category><![CDATA[IFMR Capital]]></category>
		<category><![CDATA[Index]]></category>
		<category><![CDATA[Nachiket Mor]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[NHB index]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RV Verma]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=57260</guid>
		<description><![CDATA[Nachiket Mor, central board member of RBI suggested the National Housing Bank (NHB) to work on a benchmark index for floating interest rates in housing loans. He also said that such indexes could result in the expansion of unoriginal market based on it. He also added that the indexes must be customer oriented. He also [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing sector seeks to tap long-term funds</title>
		<link>https://groups.commonfloor.com/news/housing-sector-seeks-to-tap-long-term-funds-54218</link>
		<comments>https://groups.commonfloor.com/news/housing-sector-seeks-to-tap-long-term-funds-54218#comments</comments>
		<pubDate>Mon, 10 Feb 2014 11:27:20 +0000</pubDate>
		<dc:creator>dinesh.k</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[. Naveen Raheja]]></category>
		<category><![CDATA[EPFO]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[IRDA]]></category>
		<category><![CDATA[Naredco]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[National Real Estate Development Council]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[PFRDA]]></category>
		<category><![CDATA[R V Verma]]></category>
		<category><![CDATA[Raheja Developers]]></category>
		<category><![CDATA[Residential Mortgage Backed Securities]]></category>
		<category><![CDATA[RMBS]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=54218</guid>
		<description><![CDATA[The Finance Ministry is mulling an option of allowing the long-term funds from such funding institutions to help housing finance companies (HFCs) overcome the asset liability mis-matches. These funds can be channelized to the housing sector either by allowing them to lend to HFCs, or permitting them to invest in Residential Mortgage Backed Securities (RMBS) [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/housing-sector-seeks-to-tap-long-term-funds-54218/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Set housing finance companies as a separate sector- Assocham to SEBI</title>
		<link>https://groups.commonfloor.com/news/set-housing-finance-companies-as-a-separate-sector-assocham-to-sebi-24749</link>
		<comments>https://groups.commonfloor.com/news/set-housing-finance-companies-as-a-separate-sector-assocham-to-sebi-24749#comments</comments>
		<pubDate>Fri, 13 Jul 2012 11:15:28 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Hyderabad]]></category>
		<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Pune]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[ASSOCHAM]]></category>
		<category><![CDATA[Cement]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[demand for new homes]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home loan disbursement in the India]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[housing finance companies (HFCs)]]></category>
		<category><![CDATA[market watchdog]]></category>
		<category><![CDATA[Mutual funds]]></category>
		<category><![CDATA[NBFCs]]></category>
		<category><![CDATA[rate of interest]]></category>
		<category><![CDATA[SEBI]]></category>
		<category><![CDATA[sector]]></category>
		<category><![CDATA[steel]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=24749</guid>
		<description><![CDATA[The Associated Chambers of Commerce and Industry of India (ASSOCHAM) said that the market watchdog, SEBI, should categorize housing finance companies (HFCs) as a separate sector from Non-Banking Financial Companies (NBFCs) to attract more fund flows. It suggested SEBI not to club HFCs with NBFCs for the purposes of sectoral limits proposed for investments by [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/set-housing-finance-companies-as-a-separate-sector-assocham-to-sebi-24749/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rising Interest Rates affects Housing Finance Companies</title>
		<link>https://groups.commonfloor.com/news/rising-interest-rates-affects-housing-finance-companies-7238</link>
		<comments>https://groups.commonfloor.com/news/rising-interest-rates-affects-housing-finance-companies-7238#comments</comments>
		<pubDate>Fri, 09 Sep 2011 11:00:15 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Dewan Housing]]></category>
		<category><![CDATA[Fall in revenues]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Indian Companies]]></category>
		<category><![CDATA[India’s Biggest Mortgager HDFC]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[LIC Housing]]></category>
		<category><![CDATA[Raising rate scenario]]></category>
		<category><![CDATA[Rising interest rates]]></category>
		<category><![CDATA[Sharp rise in interest rates]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7238</guid>
		<description><![CDATA[HDFC posted a marginal growth in the net profit; however LIC Housing and Dewan Housing both reported a severe drop in the financial market. During the month of June 2011, both of these financial sectors reported a severe decline in sanctioning loans and there are few borrowers approaching them for funding. The actual impact is [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rising-interest-rates-affects-housing-finance-companies-7238/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EMI Rates Burdens the Loan Borrowers</title>
		<link>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234</link>
		<comments>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234#comments</comments>
		<pubDate>Fri, 09 Sep 2011 10:00:07 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[EMI charges]]></category>
		<category><![CDATA[EMI Rates]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan burden]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan Tenures]]></category>
		<category><![CDATA[Monthly installments]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Prepayment charges]]></category>
		<category><![CDATA[Rate hike]]></category>
		<category><![CDATA[Substantial rate hike]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7234</guid>
		<description><![CDATA[Home loan borrowers are now facing a tough time as there is a slight raise in the EMI (Equated Monthly Installments). Banks have agreed to increase pre-payment charges at the meeting with RBI (Reserve Bank of India). The Central Government is concerned about the home loan burden on the loan borrowers. Henceforth they have put [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB: Keep a Close Watch on Rising Interest Rates on Home Loans</title>
		<link>https://groups.commonfloor.com/news/nhb-keep-a-close-watch-on-rising-interest-rates-on-home-loans-7096</link>
		<comments>https://groups.commonfloor.com/news/nhb-keep-a-close-watch-on-rising-interest-rates-on-home-loans-7096#comments</comments>
		<pubDate>Sat, 03 Sep 2011 05:17:22 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[Higher rates of interest]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[New Delhi]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property buying decision]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Rising interest rates]]></category>
		<category><![CDATA[Rising Interest Rates on Home Loans]]></category>
		<category><![CDATA[Service Tax on Under construction property]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7096</guid>
		<description><![CDATA[Interest rates levied by housing finance companies (HFCs) have risen to 11-11.25% from 8.5% in the past year, raising monthly instalments. With interest rates moving up, most of the lenders are going to be impacted as almost 85% of the loans are on floating (interest) rate. National Housing Bank (NHB) asked lenders to keep a [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-keep-a-close-watch-on-rising-interest-rates-on-home-loans-7096/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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