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	<title>Property News India and Featured Real Estate Stories &#187; Home loan borrowers</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>Home loan borrowers get relief</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008#comments</comments>
		<pubDate>Sat, 17 May 2014 08:59:27 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Floating rate]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[Floating rate loans]]></category>
		<category><![CDATA[home loan borrower]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loan seekers]]></category>
		<category><![CDATA[Home loans at floating rates]]></category>
		<category><![CDATA[Indian Banks Base Rate]]></category>
		<category><![CDATA[Industry-wide index]]></category>
		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
		<category><![CDATA[pricing of floating rate loans]]></category>
		<category><![CDATA[RBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=62008</guid>
		<description><![CDATA[The RBI has suggested that banks must effect any change in floating rate loans only at the agreed-upon reset date. This is aimed at ushering in transparent and appropriate pricing of credit, according to an RBI working group. This is good news for existing home loan borrowers. What this means is that any change in [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Borrowers shift lenders to beat high interest rates</title>
		<link>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912</link>
		<comments>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912#comments</comments>
		<pubDate>Mon, 22 Oct 2012 03:56:59 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[home loans interest rates cut]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[outstanding loan]]></category>
		<category><![CDATA[outstanding loans]]></category>
		<category><![CDATA[Prepayment penalty]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30912</guid>
		<description><![CDATA[The rate of interest may not have fallen significantly  this year, but due to the difference in new and old home loan interest, the borrowers are shifting their loan from existing lenders to cheap lenders. The State Bank of India (SBI) is offering Rs 30 lakh home loan for the new borrowers at the most [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks offer repayment in 30 years for home buyers</title>
		<link>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893</link>
		<comments>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893#comments</comments>
		<pubDate>Fri, 28 Sep 2012 11:16:27 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[Equated Monthly Installment]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan repayment]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Pune]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=29893</guid>
		<description><![CDATA[Various leading banks have now made it possible for the home buyers to pay back their loan at leisure. Banks have adopted this policy in order to improve their retail credit group. The first ever bank with the longest year of repayment in the India’s banking history is the State Bank of India (SBI) with [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Chidambaram urges banks to put pressure on developers to lower prices</title>
		<link>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866</link>
		<comments>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866#comments</comments>
		<pubDate>Wed, 22 Aug 2012 06:25:44 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Finance Minister]]></category>
		<category><![CDATA[government-owned banks]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[lower prices of property]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Real Estate Developers]]></category>
		<category><![CDATA[Real estate in India]]></category>
		<category><![CDATA[Real Estate India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27866</guid>
		<description><![CDATA[The Finance Minister has urged the chiefs of government-owned banks to put pressure on real estate developers to lower property prices. This has been done in order to get the economy moving, which has been hit by a slowdown. In a meeting with bank chiefs, Finance Minister, P Chidambaram, asked the bankers to influence builders [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Relief to home loan borrowers on the horizon</title>
		<link>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813</link>
		<comments>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813#comments</comments>
		<pubDate>Tue, 21 Aug 2012 10:11:31 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cheap housing credit]]></category>
		<category><![CDATA[decline in housing demand]]></category>
		<category><![CDATA[high cost of credit]]></category>
		<category><![CDATA[High inflation]]></category>
		<category><![CDATA[High interest rates]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[houing loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[IBA-led committee]]></category>
		<category><![CDATA[Indian Bankers Association (IBA)]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Small borrowers]]></category>
		<category><![CDATA[Small borrowers’ ability to repay loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27813</guid>
		<description><![CDATA[Home loan borrowers may get access to an alternate window rather than to wait for the Reserve Bank of India to ease interest rates as government is planning to furnish cheap housing credit opportunities. Indian Bankers Association (IBA) has been asked by the government to look into ways to provide affordable credit to home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HDFC launches revives fixed rate home loans</title>
		<link>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740</link>
		<comments>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740#comments</comments>
		<pubDate>Mon, 20 Aug 2012 11:01:15 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[fixed tenure]]></category>
		<category><![CDATA[Fixed-rate home loans]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing Development Finance Corporation (HDFC)]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27740</guid>
		<description><![CDATA[Housing Development Finance Corporation (HDFC) has sought to revive the market for fixed rate home loans. HDFC has decided to launch a new product where interest rates are fixed for 10 years. Under the new scheme, rates would be 125 basis points lower than HDFC&#8217;s existing fixed rate loans. The new scheme is called &#8220;Trufixed [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Small borrowers struggling to service home loan</title>
		<link>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732</link>
		<comments>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732#comments</comments>
		<pubDate>Mon, 20 Aug 2012 10:20:37 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bad debts]]></category>
		<category><![CDATA[Economically Weaker Section (EWS)]]></category>
		<category><![CDATA[high delinquencies in loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[home loan segment]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Lending rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[low-income group (LIG)]]></category>
		<category><![CDATA[Public sector banks]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27732</guid>
		<description><![CDATA[Statistics show that Public sector banks are facing the problem of high delinquencies in the home loan segment up to Rs 5 lakh. High interest rates and sticky inflation have hampered the ability of small borrowers to service home loans. Home loans in two slabs — up to Rs 2 lakh and Rs 2-5 lakh [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing loan rate scheme to be extended</title>
		<link>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063</link>
		<comments>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063#comments</comments>
		<pubDate>Thu, 05 Jul 2012 05:25:43 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Cabinet]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[High interest rate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[interest subsidy]]></category>
		<category><![CDATA[Realty firms]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=24063</guid>
		<description><![CDATA[The government is to provide interest subsidy of up to Rs 14,912 this fiscal for housing loan not exceeding Rs 15 lakh, which came as a relief to small home loan borrowers. The Cabinet decided to extend by one year the interest subvention scheme of one per cent on housing loans up to Rs 15 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State bank of India planning to raise hope for home seekers</title>
		<link>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994</link>
		<comments>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994#comments</comments>
		<pubDate>Tue, 20 Mar 2012 09:48:18 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Budget 2012]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[loan for residential property]]></category>
		<category><![CDATA[loan market]]></category>
		<category><![CDATA[Low rate of interest]]></category>
		<category><![CDATA[Real Estate Property]]></category>
		<category><![CDATA[SBI home loans]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=15994</guid>
		<description><![CDATA[After the budget announcement, both the builders and the buyers are worried about the future of the real estate sector. There is no hope generated for the demand supply chain in the realty market. State bank of India is planning to offer lower rate of interest for the existing home loan borrowers. This might improve [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>No Penalty will be added from now on to Home Loan Payers</title>
		<link>https://groups.commonfloor.com/news/no-penalty-will-be-added-from-now-on-to-home-loan-payers-8492</link>
		<comments>https://groups.commonfloor.com/news/no-penalty-will-be-added-from-now-on-to-home-loan-payers-8492#comments</comments>
		<pubDate>Thu, 20 Oct 2011 11:25:24 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Banking sectors]]></category>
		<category><![CDATA[Floating loan rates]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[LIC]]></category>
		<category><![CDATA[National Housing Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8492</guid>
		<description><![CDATA[The home loan borrowers can now cheer as the National Housing Bank (NHB) has banned levy of pre-payment taxes. The house owners can now avail loans from more than 54 various Housing Finance Companies (HFC). The NHB has passed on a mandatory rule to all the HFC to receive a stable interest payment from all [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/no-penalty-will-be-added-from-now-on-to-home-loan-payers-8492/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan Borrowers to face Annual Burden of Rs 6,000 crores</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183#comments</comments>
		<pubDate>Wed, 12 Oct 2011 05:59:24 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bad Loans]]></category>
		<category><![CDATA[Equated monthly installments]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Indian financial market]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Mortgage rates]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Teaser home loan]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8183</guid>
		<description><![CDATA[Indian financial market is facing a slowdown in economic growth which is increasing bad loans resulting in home loan borrowers to face annual burden of Rs 6,000 crores. There is a drastic increase in Equated Monthly Installments (EMI) and this due to the rising interest rates. Meanwhile the Reserve Bank of India (RBI) has hiked key [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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