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	<title>Property News India and Featured Real Estate Stories &#187; Home Loan Interest rate</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>ICICI Bank announces new home loan interest rates effective Aug 14</title>
		<link>https://groups.commonfloor.com/news/icici-bank-announces-new-home-loan-interest-rates-effective-aug-14-72649</link>
		<comments>https://groups.commonfloor.com/news/icici-bank-announces-new-home-loan-interest-rates-effective-aug-14-72649#comments</comments>
		<pubDate>Thu, 21 Aug 2014 05:03:08 +0000</pubDate>
		<dc:creator>swiftsales.cf</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan interest exemption]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[salaried individuals]]></category>
		<category><![CDATA[self-employed individuals]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=72649</guid>
		<description><![CDATA[India’s largest private lender ICICI Bank has slashed the home loan interest rates for loans up to Rs 5 crore drawn by salaried individuals. The bank has revealed in a recent announcement that, for all floating rate home loans up to Rs 5 crore for salaried individuals, there will be only one single interest rate [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/icici-bank-announces-new-home-loan-interest-rates-effective-aug-14-72649/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top priority for Naidu- Reducing home loan rates</title>
		<link>https://groups.commonfloor.com/news/top-priority-for-naidu-reducing-home-loan-rates-63541</link>
		<comments>https://groups.commonfloor.com/news/top-priority-for-naidu-reducing-home-loan-rates-63541#comments</comments>
		<pubDate>Wed, 04 Jun 2014 06:32:23 +0000</pubDate>
		<dc:creator>swiftsales.cf</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[BJP led government]]></category>
		<category><![CDATA[Fall in home loan rates]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Jawaharlal Nehru National Urban Renewal Mission]]></category>
		<category><![CDATA[JNNURM]]></category>
		<category><![CDATA[Reducing home loan rates]]></category>
		<category><![CDATA[Venkaiah Naidu]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=63541</guid>
		<description><![CDATA[The new urban development and housing minister Venkaiah Naidu and member of the Prime Minister Narendra Modi&#8217;s Cabinet, stated that he wants to see the dream of ‘’House for all by 2020’’ come true. He is pushing to bring down the home loan rates and focusing on developing 100 smart cities so that the burden on [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/top-priority-for-naidu-reducing-home-loan-rates-63541/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ICICI Bank cuts home loan rates by 10 bps</title>
		<link>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556</link>
		<comments>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556#comments</comments>
		<pubDate>Thu, 22 May 2014 06:33:19 +0000</pubDate>
		<dc:creator>dinesh.k</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan rates by 10 bps]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[ICICI Bank Base Rate]]></category>
		<category><![CDATA[lower interest rates on home loans]]></category>
		<category><![CDATA[reduced interest rates]]></category>
		<category><![CDATA[reduction in home loan rates by 10 basis points]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=62556</guid>
		<description><![CDATA[ICICI Bank has implemented a reduction in interest rates on home loans by 10 basis points &#8211; to 10.15 percent – for borrowers who draw loans for an amount up to Rs 75 lakh. The new reduced interest rate on home loans brings ICICI Bank at par with India’s biggest lender, the State Bank of [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks cut loan rates for festival season</title>
		<link>https://groups.commonfloor.com/news/banks-cut-loan-rates-for-festival-season-30634</link>
		<comments>https://groups.commonfloor.com/news/banks-cut-loan-rates-for-festival-season-30634#comments</comments>
		<pubDate>Mon, 15 Oct 2012 09:04:24 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cut home loan interest rate]]></category>
		<category><![CDATA[cut rates]]></category>
		<category><![CDATA[festival season]]></category>
		<category><![CDATA[Festive season]]></category>
		<category><![CDATA[HDFC bank]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[lower interest rates on home loans]]></category>
		<category><![CDATA[Vijaya Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30634</guid>
		<description><![CDATA[ICICI, HDFC and Vijaya Bank have joined the race to cut rates for the festival season, in a series of efforts by lenders to boost home market. The lenders have cut their rate by up to 100 basis points on their home loans. Under the festival scheme, ICICI Bank will offer home loans of Rs [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/banks-cut-loan-rates-for-festival-season-30634/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Convert savings on lower EMI into deposits, urges SBI</title>
		<link>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082</link>
		<comments>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082#comments</comments>
		<pubDate>Wed, 03 Oct 2012 11:07:55 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Equated Monthly Installment]]></category>
		<category><![CDATA[Home loan customers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[recurring deposits]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30082</guid>
		<description><![CDATA[The  State Bank of India (SBI) is planning to showcase &#8216;lower equated monthly installment savings investment proposition’ to their existing customers as well as prospective customers including home loan customers of other banks and housing finance companies. The bank has lowered the equated monthly installments (EMIs) on home loans by about Rs. 15-19 across the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate cuts will boost housing sector demand</title>
		<link>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014</link>
		<comments>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014#comments</comments>
		<pubDate>Wed, 03 Oct 2012 05:42:45 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Affordable housing segment]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[economy slowdown]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Real Estate India]]></category>
		<category><![CDATA[Real Estate Sector]]></category>
		<category><![CDATA[solid collaterals]]></category>
		<category><![CDATA[the Confederation of Real Estate Developers Associations of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30014</guid>
		<description><![CDATA[Experts say that the present slowdown in the economy can be turned to a projected growth with a revival in the real estate sector. When India’s economic growth had slowed down to 6.7 per cent in 2008-09 from 9.3 per cent in the previous year, the revival of the real estate sector with a growth in [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Developers banking on 20:80 scheme</title>
		<link>https://groups.commonfloor.com/news/developers-banking-on-2080-scheme-29451</link>
		<comments>https://groups.commonfloor.com/news/developers-banking-on-2080-scheme-29451#comments</comments>
		<pubDate>Sun, 23 Sep 2012 11:13:49 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[20:80 scheme]]></category>
		<category><![CDATA[festival season]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Marketing tool]]></category>
		<category><![CDATA[mid-sized developers]]></category>
		<category><![CDATA[Real estate in India]]></category>
		<category><![CDATA[slowdown in the real estate business]]></category>
		<category><![CDATA[‘subvention scheme’]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=29451</guid>
		<description><![CDATA[The mid-sized developers are banking upon the 20:80 scheme in the upcoming festival season. It has been considered a popular marketing tool to attract buyers amidst a slowdown in the real estate business. Under the scheme, which is known as the ‘subvention scheme’, a buyer has to pay only 20 per cent upfront, while the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/developers-banking-on-2080-scheme-29451/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Small borrowers struggling to service home loan</title>
		<link>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732</link>
		<comments>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732#comments</comments>
		<pubDate>Mon, 20 Aug 2012 10:20:37 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bad debts]]></category>
		<category><![CDATA[Economically Weaker Section (EWS)]]></category>
		<category><![CDATA[high delinquencies in loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[home loan segment]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Lending rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[low-income group (LIG)]]></category>
		<category><![CDATA[Public sector banks]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27732</guid>
		<description><![CDATA[Statistics show that Public sector banks are facing the problem of high delinquencies in the home loan segment up to Rs 5 lakh. High interest rates and sticky inflation have hampered the ability of small borrowers to service home loans. Home loans in two slabs — up to Rs 2 lakh and Rs 2-5 lakh [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan borrowers and realtors will gain from RBI rate cut</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-and-realtors-will-gain-from-rbi-rate-cut-18231</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-and-realtors-will-gain-from-rbi-rate-cut-18231#comments</comments>
		<pubDate>Wed, 18 Apr 2012 12:04:40 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cash flows of developers]]></category>
		<category><![CDATA[cost of borrowing]]></category>
		<category><![CDATA[DLF]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan buyers]]></category>
		<category><![CDATA[Home loan customers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[interest rate on loans]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Unitech]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=18231</guid>
		<description><![CDATA[The real estate industry is very much sensitive to the home loan interest rate. With the RBI decision to cut key lending rates by 50 basis points, builders and home loan customers will be benefited. The reduced cost of borrowing is expected to be passed on partially by banks to borrowers in the form of [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-borrowers-and-realtors-will-gain-from-rbi-rate-cut-18231/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Go for Realtors with Strong Cash Flows</title>
		<link>https://groups.commonfloor.com/news/go-for-realtors-with-strong-cash-flows-6251</link>
		<comments>https://groups.commonfloor.com/news/go-for-realtors-with-strong-cash-flows-6251#comments</comments>
		<pubDate>Wed, 27 Jul 2011 13:26:51 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Ahmedabad]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Chennai]]></category>
		<category><![CDATA[Delhi NCR]]></category>
		<category><![CDATA[Go for realtors with strong cash flows]]></category>
		<category><![CDATA[Hike in Home Loan interest]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Increase in policy rates by the central bank]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[RBI monetary policy]]></category>
		<category><![CDATA[RBI policy rate hike]]></category>
		<category><![CDATA[Realtors with strong cash flows]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=6251</guid>
		<description><![CDATA[With the increase in policy rates by the central bank on Tuesday can impact the financial performance of the real estate sector. Increase in policy will have much lower impact on the realtors with strong cash flows. According to a Citibank study, the upward revision in the increase cost will have much lower impact on [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/go-for-realtors-with-strong-cash-flows-6251/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Realty sector likely to be hit as Home Loan rates go up</title>
		<link>https://groups.commonfloor.com/news/realty-sector-likely-to-be-hit-as-home-loan-rates-go-up-4729</link>
		<comments>https://groups.commonfloor.com/news/realty-sector-likely-to-be-hit-as-home-loan-rates-go-up-4729#comments</comments>
		<pubDate>Mon, 20 Jun 2011 06:55:22 +0000</pubDate>
		<dc:creator>rakesh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Hike in Home Loan interest]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Property registration]]></category>
		<category><![CDATA[Raise key policy rates]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=4729</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) decision to raise key policy rates by 25 basis points can dent sales of homes in the country. Over the last six months, builders have been witnessing a decline in registrations for homes and the latest round of hike is seen adding to their worries. Over the last 15 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/realty-sector-likely-to-be-hit-as-home-loan-rates-go-up-4729/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tough Times Ahead for Home Loan Borrowers</title>
		<link>https://groups.commonfloor.com/news/tough-times-ahead-for-home-loan-borrowers-4187</link>
		<comments>https://groups.commonfloor.com/news/tough-times-ahead-for-home-loan-borrowers-4187#comments</comments>
		<pubDate>Mon, 16 May 2011 08:01:33 +0000</pubDate>
		<dc:creator>rakesh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Hike in Home Loan interest]]></category>
		<category><![CDATA[Hike in Home Loan rate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home loans 25% costlier in 2 yrs]]></category>
		<category><![CDATA[SBI Home Loan]]></category>
		<category><![CDATA[Tough Times Ahead for Home Loan Borrowers]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=4187</guid>
		<description><![CDATA[With major banks and housing finance companies (HFCs) raising mortgage rates, it is tough times for a large number of home loan customers with floating rates. On Tuesday, State Bank of India, the country&#8217;s largest bank, raised both its deposit and lending rates, taking its effective home loan rate to 10.25%. A back of the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/tough-times-ahead-for-home-loan-borrowers-4187/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Higher Interest Will Push Up Monthly Installments For Home Loans</title>
		<link>https://groups.commonfloor.com/news/higher-interest-will-push-up-monthly-installments-for-home-loans-4027</link>
		<comments>https://groups.commonfloor.com/news/higher-interest-will-push-up-monthly-installments-for-home-loans-4027#comments</comments>
		<pubDate>Thu, 05 May 2011 08:13:40 +0000</pubDate>
		<dc:creator>rakesh</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[CREDAI India]]></category>
		<category><![CDATA[Hike in Home Loan interest]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[interest rates on housing finance]]></category>
		<category><![CDATA[Naredco]]></category>
		<category><![CDATA[National Real Estate Development Council]]></category>
		<category><![CDATA[Real estate in India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=4027</guid>
		<description><![CDATA[Higher interest will push up monthly installments for home loans for existing as well as new home buyers. The National Real Estate Development Council (Naredco) expects interest rates on housing finance to increase to 10.5 per cent for loans up to Rs 30 lakh and 11 per cent or more on loans above Rs 30 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/higher-interest-will-push-up-monthly-installments-for-home-loans-4027/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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