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	<title>Property News India and Featured Real Estate Stories &#187; Home Loan rates</title>
	<atom:link href="http://groups.commonfloor.com/news/tag/home-loan-rates/feed" rel="self" type="application/rss+xml" />
	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>HDFC has slashed home loan rate to 10.15% for new borrowers from Aug 1</title>
		<link>https://groups.commonfloor.com/news/hdfc-has-slashed-home-loan-rate-to-10-15-for-new-borrowers-from-aug-1-71336</link>
		<comments>https://groups.commonfloor.com/news/hdfc-has-slashed-home-loan-rate-to-10-15-for-new-borrowers-from-aug-1-71336#comments</comments>
		<pubDate>Thu, 07 Aug 2014 08:44:08 +0000</pubDate>
		<dc:creator>swiftsales.cf</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Equated monthly instalments]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[monsoon bonanza]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[slashed home loan rate]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=71336</guid>
		<description><![CDATA[Home loan rates have been cut by HDFC to 10.15 percent for new borrowers with effect from August 1, 2014. The new rates will be applicable for the loans of all new borrowers regardless of the loan amount. Going by the information obtained by Financial Chronicle, the scheme under which HDFC has slashed home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hdfc-has-slashed-home-loan-rate-to-10-15-for-new-borrowers-from-aug-1-71336/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ICICI Bank cuts home loan rates by 10 bps</title>
		<link>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556</link>
		<comments>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556#comments</comments>
		<pubDate>Thu, 22 May 2014 06:33:19 +0000</pubDate>
		<dc:creator>dinesh.k</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan rates by 10 bps]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[ICICI Bank Base Rate]]></category>
		<category><![CDATA[lower interest rates on home loans]]></category>
		<category><![CDATA[reduced interest rates]]></category>
		<category><![CDATA[reduction in home loan rates by 10 basis points]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=62556</guid>
		<description><![CDATA[ICICI Bank has implemented a reduction in interest rates on home loans by 10 basis points &#8211; to 10.15 percent – for borrowers who draw loans for an amount up to Rs 75 lakh. The new reduced interest rate on home loans brings ICICI Bank at par with India’s biggest lender, the State Bank of [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/icici-bank-cuts-home-loan-rates-by-10-bps-62556/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan rates will be hold by State Bank of India</title>
		<link>https://groups.commonfloor.com/news/home-loan-rates-will-be-hold-by-state-bank-of-india-59926</link>
		<comments>https://groups.commonfloor.com/news/home-loan-rates-will-be-hold-by-state-bank-of-india-59926#comments</comments>
		<pubDate>Wed, 09 Apr 2014 13:11:04 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Arundhati Bhattacharya]]></category>
		<category><![CDATA[Financial Reconstruction]]></category>
		<category><![CDATA[Haldia Petrochemicals]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loan rates in SBI]]></category>
		<category><![CDATA[IIM Calcutta]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59926</guid>
		<description><![CDATA[A senior official of the bank informed that the State Bank of India (SBI) will hold on to its home loan rates. Arundhati Bhattacharya, SBI Chairperson and Managing Director said on the sidelines of the IIM Calcutta&#8217;s 49th convocation, that home loan rates will remain unchanged. Recently RBI kept unchanged policy rates whereas lowered the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-rates-will-be-hold-by-state-bank-of-india-59926/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SBI says, Banking foray may dilute IDFC’s infra focus</title>
		<link>https://groups.commonfloor.com/news/sbi-says-banking-foray-may-dilute-idfcs-infra-focus-59924</link>
		<comments>https://groups.commonfloor.com/news/sbi-says-banking-foray-may-dilute-idfcs-infra-focus-59924#comments</comments>
		<pubDate>Wed, 09 Apr 2014 13:10:02 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Infrastructure]]></category>
		<category><![CDATA[Arundhati Bhattacharya]]></category>
		<category><![CDATA[asset reconstruction companies]]></category>
		<category><![CDATA[Bandhan]]></category>
		<category><![CDATA[Banking licence]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[IDFC]]></category>
		<category><![CDATA[IDFC Alternatives]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Indian Institute of Management Calcutta]]></category>
		<category><![CDATA[Infrastructure development]]></category>
		<category><![CDATA[Infrastructure Development Financial Company (IDFC)]]></category>
		<category><![CDATA[Infrastructure problems]]></category>
		<category><![CDATA[infrastructure sector]]></category>
		<category><![CDATA[Infrastructure sector affected by RBI]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[Non-performing assets]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59924</guid>
		<description><![CDATA[Infrastructure sector is likely to be affected by the RBI decision to award the IDFC a full-fledged banking license, as it has been facing a slowdown already and the company was a leading an integrated infrastructure finance player ,as told by the State Bank of India (SBI), the country’s largest lender. Arundhati Bhattacharya, SBI chairperson [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-says-banking-foray-may-dilute-idfcs-infra-focus-59924/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credai supports lower interest rate control to boost housing sector</title>
		<link>https://groups.commonfloor.com/news/credai-supports-lower-interest-rate-control-to-boost-housing-sector-59232</link>
		<comments>https://groups.commonfloor.com/news/credai-supports-lower-interest-rate-control-to-boost-housing-sector-59232#comments</comments>
		<pubDate>Wed, 02 Apr 2014 11:55:39 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Anuj Puri]]></category>
		<category><![CDATA[boost housing sector]]></category>
		<category><![CDATA[C. Shekhar Reddy]]></category>
		<category><![CDATA[Confederation of Real Estate Developers' Association of India]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[GDP]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[JLL India]]></category>
		<category><![CDATA[Lalait Jalan]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RBI policy rate hike]]></category>
		<category><![CDATA[repo rates.]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59232</guid>
		<description><![CDATA[Mr. C. Shekhar Reddy, President Credai-National, says that the real estate sector has been witnessing high input costs, high cost of funds and a moderate demand over the last few months. The real estate sector has been neglected and requires immediate concern to develop confidence. Mr. Anuj Puri, Chairman and Country Head, JLL India, says [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/credai-supports-lower-interest-rate-control-to-boost-housing-sector-59232/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan market witnesses 19% growth</title>
		<link>https://groups.commonfloor.com/news/home-loan-market-witnesses-19-growth-34967</link>
		<comments>https://groups.commonfloor.com/news/home-loan-market-witnesses-19-growth-34967#comments</comments>
		<pubDate>Tue, 04 Dec 2012 15:09:40 +0000</pubDate>
		<dc:creator>Priyanka</dc:creator>
				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Civic Issues]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Chennai]]></category>
		<category><![CDATA[home loan india]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Home loans in India]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[ICRA]]></category>
		<category><![CDATA[Indian home loan market]]></category>
		<category><![CDATA[penetration level]]></category>
		<category><![CDATA[Properties in India]]></category>
		<category><![CDATA[property price]]></category>
		<category><![CDATA[Property price in India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=34967</guid>
		<description><![CDATA[Despite the downfall in affordability, the Indian home loan market is expected to grow by 17-19 percent in the current fiscal year, according to credit rating agency IRCA. Lower home loan rates, attractive schemes, etc. fuel the home loan market growth in 2012-2013, said IRCA. Because of the high cost of properties in India, tough operating [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-market-witnesses-19-growth-34967/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Union Bank cuts home loan rates by 0.25%</title>
		<link>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627</link>
		<comments>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627#comments</comments>
		<pubDate>Sat, 01 Dec 2012 05:43:00 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[education loan]]></category>
		<category><![CDATA[floating rates]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan rates india]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[revised rates]]></category>
		<category><![CDATA[Union Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=34627</guid>
		<description><![CDATA[New Delhi- Since the banking industry’s spotlight shifts to retail borrowers, the Union Bank of India has reduced the home loan rates by 0.25 percent. The bank announced that the revised rates are applicable from November 29. For home loans up to Rs 75 lakh, the base rate at 10.50 per cent will be applicable, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home loan rates slashed by DHFL</title>
		<link>https://groups.commonfloor.com/news/home-loan-rates-slashed-by-dhfl-32161</link>
		<comments>https://groups.commonfloor.com/news/home-loan-rates-slashed-by-dhfl-32161#comments</comments>
		<pubDate>Fri, 09 Nov 2012 09:31:57 +0000</pubDate>
		<dc:creator>Priyanka</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Bankers]]></category>
		<category><![CDATA[dhfl]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan interest rates]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage lender]]></category>
		<category><![CDATA[mortgage lenders]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=32161</guid>
		<description><![CDATA[DHLF the mortgage lender has cut its home loan lending rates by 0.25 per cent across categories for new customers. This is the second time the lender reducing interest rates within a month. It said in a statement that the variable rate of interest for loans of up to Rs 15 lakh has been cut [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-rates-slashed-by-dhfl-32161/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>38% dip in new home loans in Gujarat</title>
		<link>https://groups.commonfloor.com/news/38-dip-in-new-home-loans-in-gujarat-31883</link>
		<comments>https://groups.commonfloor.com/news/38-dip-in-new-home-loans-in-gujarat-31883#comments</comments>
		<pubDate>Tue, 06 Nov 2012 11:05:23 +0000</pubDate>
		<dc:creator>mainaki</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Gujarat Loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan in Gujarat]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[house loan]]></category>
		<category><![CDATA[New home loan]]></category>
		<category><![CDATA[real estate home loan]]></category>
		<category><![CDATA[real estate in gujarat]]></category>
		<category><![CDATA[State Level Banking Committee (SLBC)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=31883</guid>
		<description><![CDATA[The pressure in the real estate sector has affected the home loans. The  new home loan accounts fell by 38% in June quarter this year over the same quarter in 2011. Rs 854.55 crore to 23,241 account holders from April to June 2011was disbursed by the member banks State Level Banking Committee (SLBC). But this [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/38-dip-in-new-home-loans-in-gujarat-31883/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB to reduce interest rate for HFCs</title>
		<link>https://groups.commonfloor.com/news/nhb-to-reduce-interest-rate-for-hfcs-29655</link>
		<comments>https://groups.commonfloor.com/news/nhb-to-reduce-interest-rate-for-hfcs-29655#comments</comments>
		<pubDate>Tue, 25 Sep 2012 09:57:15 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cash reserve ratio(CRR)]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[housing finance companies (HFCs)]]></category>
		<category><![CDATA[interest rates on housing finance]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[prime lending rate]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[reduction in interest rates]]></category>
		<category><![CDATA[SBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=29655</guid>
		<description><![CDATA[National Housing Bank has signaled a reduction in interest rates for housing finance companies (HFCs) by reducing its prime lending rate from 10.5 per cent to 10 per cent. The rate reduction is set to affect medium and smaller-sized players in the industry as NHB accounts for 25-30 per cent of the resources raised by HFCs. [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-to-reduce-interest-rate-for-hfcs-29655/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HUDCO restarts lending for home purchases</title>
		<link>https://groups.commonfloor.com/news/hudco-restarts-lending-for-home-purchases-28361</link>
		<comments>https://groups.commonfloor.com/news/hudco-restarts-lending-for-home-purchases-28361#comments</comments>
		<pubDate>Fri, 31 Aug 2012 09:10:43 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[Home loan product]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing and Urban Development Corporation (Hudco)]]></category>
		<category><![CDATA[lending for home purchases]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[salaried individuals]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=28361</guid>
		<description><![CDATA[State-run Housing and Urban Development Corporation (HUDCO) has declared to restart lending for home purchases with the launch of a competitively priced product. The new product has been dubbed as the most competitive home loan product available for salaried individuals. Interest rate on the product beats the 10.25 per cent of the largest lender in [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hudco-restarts-lending-for-home-purchases-28361/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Relief to home loan borrowers on the horizon</title>
		<link>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813</link>
		<comments>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813#comments</comments>
		<pubDate>Tue, 21 Aug 2012 10:11:31 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cheap housing credit]]></category>
		<category><![CDATA[decline in housing demand]]></category>
		<category><![CDATA[high cost of credit]]></category>
		<category><![CDATA[High inflation]]></category>
		<category><![CDATA[High interest rates]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[houing loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[IBA-led committee]]></category>
		<category><![CDATA[Indian Bankers Association (IBA)]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Small borrowers]]></category>
		<category><![CDATA[Small borrowers’ ability to repay loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27813</guid>
		<description><![CDATA[Home loan borrowers may get access to an alternate window rather than to wait for the Reserve Bank of India to ease interest rates as government is planning to furnish cheap housing credit opportunities. Indian Bankers Association (IBA) has been asked by the government to look into ways to provide affordable credit to home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HDFC launches revives fixed rate home loans</title>
		<link>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740</link>
		<comments>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740#comments</comments>
		<pubDate>Mon, 20 Aug 2012 11:01:15 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[fixed tenure]]></category>
		<category><![CDATA[Fixed-rate home loans]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing Development Finance Corporation (HDFC)]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27740</guid>
		<description><![CDATA[Housing Development Finance Corporation (HDFC) has sought to revive the market for fixed rate home loans. HDFC has decided to launch a new product where interest rates are fixed for 10 years. Under the new scheme, rates would be 125 basis points lower than HDFC&#8217;s existing fixed rate loans. The new scheme is called &#8220;Trufixed [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>IOB reduces home loan rates</title>
		<link>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249</link>
		<comments>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249#comments</comments>
		<pubDate>Thu, 09 Aug 2012 06:19:22 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Indian Overseas Bank (IOB)]]></category>
		<category><![CDATA[Loan rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Statutory Liquidity Ratio (SLR)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27249</guid>
		<description><![CDATA[Reserve Bank of India&#8217;s (RBI) decision to cut the Statutory Liquidity Ratio (SLR) has begun to show its effects. Indian Overseas Bank (IOB) has reduced home loan rates, for loans up to Rs 30 lakh, by 25-100 basis points. A 50-bps cut in auto loan rates has also been announced. IOB has reduced the spreads [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home loans may become cheaper in coming weeks</title>
		<link>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774</link>
		<comments>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774#comments</comments>
		<pubDate>Fri, 03 Aug 2012 06:49:02 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Fixed deposits]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank (NHB)]]></category>
		<category><![CDATA[property loans]]></category>
		<category><![CDATA[reduction in the refinance rate]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Statutory Liquidity Ratio (SLR)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=26774</guid>
		<description><![CDATA[A day after SBI reduced home and auto loan rates and the National Housing Bank (NHB) announced reduction in the refinance rate under a special scheme for the economically weaker section, there seems to be a possibility of further cut looming in the horizon. Moreover, SBI said that it would cut interest rates on fixed [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SBI to provide home loan at cheaper rates</title>
		<link>https://groups.commonfloor.com/news/sbi-to-provide-home-loan-at-cheaper-rates-23076</link>
		<comments>https://groups.commonfloor.com/news/sbi-to-provide-home-loan-at-cheaper-rates-23076#comments</comments>
		<pubDate>Thu, 21 Jun 2012 12:16:45 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Bailey Road SBI branch]]></category>
		<category><![CDATA[Bihar government]]></category>
		<category><![CDATA[Bihar government employees]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loan rates in Bihar]]></category>
		<category><![CDATA[Home loan rates in SBI]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[memorandum of understanding]]></category>
		<category><![CDATA[Patna]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[processing fee for home loan]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[SBI Home Loan]]></category>
		<category><![CDATA[SBI home loan for Bihar government employees]]></category>
		<category><![CDATA[SBI Home loan rates in Bihar]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=23076</guid>
		<description><![CDATA[A Memorandum of Understanding (MoU) has been signed between Bihar government and the State Bank of India to provide home loan to state government employees at cheaper rates. As per the MoU, the government being the guarantor would deduct the EMI from the loan beneficiary&#8217;s salary if he/she is in default on the loan. This [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-to-provide-home-loan-at-cheaper-rates-23076/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Home loans are likely to be cheaper</title>
		<link>https://groups.commonfloor.com/news/home-loans-are-likely-to-be-cheaper-19234</link>
		<comments>https://groups.commonfloor.com/news/home-loans-are-likely-to-be-cheaper-19234#comments</comments>
		<pubDate>Mon, 30 Apr 2012 05:37:23 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Apartments in India]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[PNB]]></category>
		<category><![CDATA[Real Estate market in india]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=19234</guid>
		<description><![CDATA[Following the Reserve Bank of India’s move to slash policy rates, the leading banks are planning to reduce the home loan rates. Some leading banks have already cut their home loan rates for existing and new customers, while the other banks are in the process of deciding the new rates. Higher home loan rates and [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loans-are-likely-to-be-cheaper-19234/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Real estate sales across India</title>
		<link>https://groups.commonfloor.com/news/real-estate-sales-across-india-18934</link>
		<comments>https://groups.commonfloor.com/news/real-estate-sales-across-india-18934#comments</comments>
		<pubDate>Wed, 25 Apr 2012 08:52:04 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Apartments in India]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Delhi]]></category>
		<category><![CDATA[DLF]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Hyderabad]]></category>
		<category><![CDATA[Indian real estate market]]></category>
		<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Leela]]></category>
		<category><![CDATA[Luxurious apartment launches]]></category>
		<category><![CDATA[Luxurious apartments]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Present real estate scenario]]></category>
		<category><![CDATA[Properties in cities]]></category>
		<category><![CDATA[Properties in India]]></category>
		<category><![CDATA[Rates of properties]]></category>
		<category><![CDATA[Real estate experts]]></category>
		<category><![CDATA[Real estate scenario is alarming]]></category>
		<category><![CDATA[Sale of houses and apartments]]></category>
		<category><![CDATA[UB group]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=18934</guid>
		<description><![CDATA[The sale of houses and apartments in India is proving a major decline! The home loan rates and rates of properties are also increasing with the days progressing. Properties in India is no more n demand! This present real estate scenario is alarming whole India. The real estate experts have proved major decline of properties [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/real-estate-sales-across-india-18934/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>HDFC to drop down home loan rates</title>
		<link>https://groups.commonfloor.com/news/hdfc-to-drop-down-home-loan-rates-17410</link>
		<comments>https://groups.commonfloor.com/news/hdfc-to-drop-down-home-loan-rates-17410#comments</comments>
		<pubDate>Mon, 09 Apr 2012 07:40:03 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banking sector]]></category>
		<category><![CDATA[Baroda]]></category>
		<category><![CDATA[Chandigarh]]></category>
		<category><![CDATA[Dip down in interest rates]]></category>
		<category><![CDATA[HDFC banking sector]]></category>
		<category><![CDATA[HDFC interest rates]]></category>
		<category><![CDATA[Home loan categories]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loan sales]]></category>
		<category><![CDATA[Housing Development Finance Corporation (HDFC)]]></category>
		<category><![CDATA[Increase in prices of properties]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Lucknow]]></category>
		<category><![CDATA[Salem]]></category>
		<category><![CDATA[Soaring prices of loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=17410</guid>
		<description><![CDATA[The Housing Development Finance Corporation (HDFC) banking sector is on a pace of dropping down the interest rates of home loans. It all depends on Reserve Bank of India (RBI). If RBI goes for a dip down in interest rates, HDFC is sure to follow up the same with home loan categories. In concern with [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hdfc-to-drop-down-home-loan-rates-17410/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Dip in demand for residential property market</title>
		<link>https://groups.commonfloor.com/news/dip-in-demand-for-residential-property-market-10602</link>
		<comments>https://groups.commonfloor.com/news/dip-in-demand-for-residential-property-market-10602#comments</comments>
		<pubDate>Wed, 14 Dec 2011 07:14:36 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[10 percent fall]]></category>
		<category><![CDATA[Apartment]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Bangalore's residential property market]]></category>
		<category><![CDATA[Doubtful economy]]></category>
		<category><![CDATA[Hike in property prices]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[IT professionals]]></category>
		<category><![CDATA[Mid segment units]]></category>
		<category><![CDATA[North Bangalore]]></category>
		<category><![CDATA[Outer Ring Road]]></category>
		<category><![CDATA[Property Prices]]></category>
		<category><![CDATA[Residential property market]]></category>
		<category><![CDATA[Sarjapur Road]]></category>
		<category><![CDATA[Third quarter]]></category>
		<category><![CDATA[villas]]></category>
		<category><![CDATA[Whitefield]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=10602</guid>
		<description><![CDATA[A 10 percent fall has been witnessed in this year&#8217;s third quarter in residential sector over previous quarter. Various attributes have contributed to this dip like home loan rates, hike in property prices, doubtful economy, etc. However, apartment and villas prices more than Rs 3 crore are not affected by the factors. But, the mid [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/dip-in-demand-for-residential-property-market-10602/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New loan pre-payment norm in real estate market</title>
		<link>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776</link>
		<comments>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776#comments</comments>
		<pubDate>Thu, 24 Nov 2011 09:42:51 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Customers]]></category>
		<category><![CDATA[Fixed Rate Home Loan]]></category>
		<category><![CDATA[Floating loans]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing Finance Companies (HFC)]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan payers]]></category>
		<category><![CDATA[Norm]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Pre-payment penalty]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9776</guid>
		<description><![CDATA[Home loan rates fluctuating, here it is back into action again! The new norm is leaving the loan payers and borrowers worried behind. It is State Bank of India (SBI) this time who has decided to change pre-payment charges in concern with both the fixed and floating loans. India&#8217;s largest lender SBI calls for this [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Loan Borrowers to face Annual Burden of Rs 6,000 crores</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183#comments</comments>
		<pubDate>Wed, 12 Oct 2011 05:59:24 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bad Loans]]></category>
		<category><![CDATA[Equated monthly installments]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Indian financial market]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Mortgage rates]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Teaser home loan]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8183</guid>
		<description><![CDATA[Indian financial market is facing a slowdown in economic growth which is increasing bad loans resulting in home loan borrowers to face annual burden of Rs 6,000 crores. There is a drastic increase in Equated Monthly Installments (EMI) and this due to the rising interest rates. Meanwhile the Reserve Bank of India (RBI) has hiked key [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-borrowers-to-face-annual-burden-of-rs-6000-crores-8183/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Unfair Penalty levied on the Home Loan Borrowers</title>
		<link>https://groups.commonfloor.com/news/unfair-penalty-levied-on-the-home-loan-borrowers-7295</link>
		<comments>https://groups.commonfloor.com/news/unfair-penalty-levied-on-the-home-loan-borrowers-7295#comments</comments>
		<pubDate>Tue, 13 Sep 2011 11:59:19 +0000</pubDate>
		<dc:creator>rakesh</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Unfair Penalty on Home Loan]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7295</guid>
		<description><![CDATA[Home Loan rates have been increasing frequently. Unfair penalty has been levied on the Home Loan Borrowers. Bankers&#8217; contention that the charge is being levied only if the borrower closes his loan by transferring his account to another lender is perverse. Bankers know that most of their borrowers do business in a competitive market. It [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/unfair-penalty-levied-on-the-home-loan-borrowers-7295/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
