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	<title>Property News India and Featured Real Estate Stories &#187; Housing loan</title>
	<atom:link href="http://groups.commonfloor.com/news/tag/housing-loan/feed" rel="self" type="application/rss+xml" />
	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<item>
		<title>Shift of rules sought by microfinance institutions</title>
		<link>https://groups.commonfloor.com/news/shift-of-rules-sought-by-microfinance-institutions-65969</link>
		<comments>https://groups.commonfloor.com/news/shift-of-rules-sought-by-microfinance-institutions-65969#comments</comments>
		<pubDate>Wed, 25 Jun 2014 12:26:06 +0000</pubDate>
		<dc:creator>swiftsales.cf</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Economic scenario]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[microfinance institutions]]></category>
		<category><![CDATA[rules sought by microfinance institutions]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=65969</guid>
		<description><![CDATA[A sense of ease and relaxation shall be noticed among all borrowers of low income who are currently prompting for microfinance institutions. The reason behind this sense of ease is the rules of lending which are pretty outdated so that the offerings are not diversified. However they tend to be in the changed economic scenario. [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/shift-of-rules-sought-by-microfinance-institutions-65969/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>High home loan NPAs in public sector banks under lens</title>
		<link>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165</link>
		<comments>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165#comments</comments>
		<pubDate>Wed, 26 Mar 2014 05:42:22 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[asset quality]]></category>
		<category><![CDATA[banks under lens for High home loan]]></category>
		<category><![CDATA[Branch managers]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[Central Registry of Securitisation Asset Recon-struction and Security Interest of India]]></category>
		<category><![CDATA[Credit flow]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[finance ministry over high home loan]]></category>
		<category><![CDATA[Financial services department]]></category>
		<category><![CDATA[Government data]]></category>
		<category><![CDATA[High home loan]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing NPAs]]></category>
		<category><![CDATA[Increased observation]]></category>
		<category><![CDATA[Indian Overseas Bank]]></category>
		<category><![CDATA[Mortgages deals]]></category>
		<category><![CDATA[Non-performing assets]]></category>
		<category><![CDATA[Non-performing assets home loan]]></category>
		<category><![CDATA[NPAs in public sector]]></category>
		<category><![CDATA[P Chidambaram]]></category>
		<category><![CDATA[Physical inspections]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[Secured credit portfolio]]></category>
		<category><![CDATA[Semi-urban areas]]></category>
		<category><![CDATA[Syndicate Bank]]></category>
		<category><![CDATA[UCO Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=58165</guid>
		<description><![CDATA[To grow their secured credit portfolio, Banks usually believe housing loans the best bet. Whereas that is frequently the case, some public sector banks have reported higher level of non-performing assets (NPAs) in their housing loan book. At six public sector banks, the finance ministry has showed concern over high home loan NPAs counting the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB index needed for floating rates in home loans</title>
		<link>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260</link>
		<comments>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260#comments</comments>
		<pubDate>Tue, 18 Mar 2014 04:50:23 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Floating interest rates]]></category>
		<category><![CDATA[floating rates in home loans]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan floating rates increases]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[housing loans rate increase]]></category>
		<category><![CDATA[Housing regulator]]></category>
		<category><![CDATA[IFMR Capital]]></category>
		<category><![CDATA[Index]]></category>
		<category><![CDATA[Nachiket Mor]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[NHB index]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RV Verma]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=57260</guid>
		<description><![CDATA[Nachiket Mor, central board member of RBI suggested the National Housing Bank (NHB) to work on a benchmark index for floating interest rates in housing loans. He also said that such indexes could result in the expansion of unoriginal market based on it. He also added that the indexes must be customer oriented. He also [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-index-needed-for-floating-rates-in-home-loans-57260/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CREDAI Hyderabad announces 3-day Property Show from February 28</title>
		<link>https://groups.commonfloor.com/news/credai-hyderabad-announces-3-day-property-show-from-february-28-54366</link>
		<comments>https://groups.commonfloor.com/news/credai-hyderabad-announces-3-day-property-show-from-february-28-54366#comments</comments>
		<pubDate>Fri, 14 Feb 2014 09:37:32 +0000</pubDate>
		<dc:creator>dinesh.k</dc:creator>
				<category><![CDATA[Hyderabad]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Apartment complexes]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Consultants]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[Developers]]></category>
		<category><![CDATA[Gated communities]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Hyderabad Property Show-2014]]></category>
		<category><![CDATA[Integrated townships]]></category>
		<category><![CDATA[Jalavihar]]></category>
		<category><![CDATA[N Jaiveer Reddy]]></category>
		<category><![CDATA[Necklace Road]]></category>
		<category><![CDATA[residential demand]]></category>
		<category><![CDATA[S Ram Reddy]]></category>
		<category><![CDATA[Vendors]]></category>
		<category><![CDATA[villas]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=54366</guid>
		<description><![CDATA[The Hyderabad chapter of Confederation of Real Estate Developers Association of India (CREDAI) has announced to organize a three day property show ‘Hyderabad Property Show-2014’ from February 28 at Jalavihar, Necklace Road. CREDAI Hyderabad president N Jaiveer Reddy and general secretary S Ram Reddy while interacting with the mediapersons here said that over 100 developers [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/credai-hyderabad-announces-3-day-property-show-from-february-28-54366/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Women home loan borrowers to get lower rates from Tata Housing Finance</title>
		<link>https://groups.commonfloor.com/news/women-home-loan-borrowers-to-get-lower-rates-from-tata-housing-finance-54257</link>
		<comments>https://groups.commonfloor.com/news/women-home-loan-borrowers-to-get-lower-rates-from-tata-housing-finance-54257#comments</comments>
		<pubDate>Tue, 11 Feb 2014 08:21:28 +0000</pubDate>
		<dc:creator>dinesh.k</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[Lower rate]]></category>
		<category><![CDATA[scheme for women]]></category>
		<category><![CDATA[State Bank of India]]></category>
		<category><![CDATA[Tata Housing Finance]]></category>
		<category><![CDATA[women borrower]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=54257</guid>
		<description><![CDATA[Tata Housing Finance has announced lower rates for women home loan borrowers. The company competes with various financial institutions which offer special loans for women. The company issued a statement that for loan up to 40 Lakhs the rates will be 10.15% for women, while for other borrowers it will be 10.45%. The company stated [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/women-home-loan-borrowers-to-get-lower-rates-from-tata-housing-finance-54257/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>15% reserve for affordable housing faces opposition</title>
		<link>https://groups.commonfloor.com/news/15-reserve-for-affordable-housing-faces-opposition-48347</link>
		<comments>https://groups.commonfloor.com/news/15-reserve-for-affordable-housing-faces-opposition-48347#comments</comments>
		<pubDate>Tue, 05 Mar 2013 13:23:36 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Affordable houses]]></category>
		<category><![CDATA[Affordable housing projects]]></category>
		<category><![CDATA[Bhubaneswar]]></category>
		<category><![CDATA[built-up space]]></category>
		<category><![CDATA[Economically Weaker Section]]></category>
		<category><![CDATA[EWS houses]]></category>
		<category><![CDATA[Government land]]></category>
		<category><![CDATA[house allotment]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[low cost residential projects]]></category>
		<category><![CDATA[Lower income group]]></category>
		<category><![CDATA[Odisha developers]]></category>
		<category><![CDATA[Real Estate Developers Association of Odisha]]></category>
		<category><![CDATA[Residential units]]></category>
		<category><![CDATA[residential units for EWS]]></category>
		<category><![CDATA[scheme for affordable urban housing in Odisha-2012]]></category>
		<category><![CDATA[Urban development]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=48347</guid>
		<description><![CDATA[Bhubaneswar- Odisha developers are suspicious with the state government’s plan of developing one lakh affordable houses in 10 years. The government had initiated &#8216;scheme for affordable urban housing in Odisha-2012&#8242; which directs developers to reserve 15 percent built-up space for developing residential units for economically weaker section (EWS) and lower income group (LIG). But the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/15-reserve-for-affordable-housing-faces-opposition-48347/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Developers present wishlist for upcoming Union Budget</title>
		<link>https://groups.commonfloor.com/news/developers-present-wishlist-for-upcoming-union-budget-43308</link>
		<comments>https://groups.commonfloor.com/news/developers-present-wishlist-for-upcoming-union-budget-43308#comments</comments>
		<pubDate>Fri, 25 Jan 2013 11:45:34 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Commercial Real estate]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Commercial real estate]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Real estate in Mumbai]]></category>
		<category><![CDATA[Residential real estate]]></category>
		<category><![CDATA[union budget]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=43308</guid>
		<description><![CDATA[With the Union Budget in the pipeline, developers have sent their wishlist to the Finance Minister to be included in the upcoming budget. The real estate developers’ body CREDAI has demanded for an inclusive housing policy and tax incentives. Presenting an inclusive housing policy, the developers’ body also demanded for housing sector to be accorded [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/developers-present-wishlist-for-upcoming-union-budget-43308/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>SBI&#8217;s home loan segement growing after rate cut</title>
		<link>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635</link>
		<comments>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635#comments</comments>
		<pubDate>Wed, 05 Sep 2012 10:44:57 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[disbursal of loan]]></category>
		<category><![CDATA[growth in home loan segment]]></category>
		<category><![CDATA[home and auto loans]]></category>
		<category><![CDATA[home loan applications]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[SBI Home Loan]]></category>
		<category><![CDATA[SBI home loan rate]]></category>
		<category><![CDATA[screening of home loan application]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=28635</guid>
		<description><![CDATA[State Bank of India (SBI) is witnessing a significant growth in its home loan segment since it cut rates in the beginning of August. Officials of the country’s largest lender revealed that number of home loan applications being received per day has now doubled to 800 from 400. However, the officials stated that since there [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Relief to home loan borrowers on the horizon</title>
		<link>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813</link>
		<comments>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813#comments</comments>
		<pubDate>Tue, 21 Aug 2012 10:11:31 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cheap housing credit]]></category>
		<category><![CDATA[decline in housing demand]]></category>
		<category><![CDATA[high cost of credit]]></category>
		<category><![CDATA[High inflation]]></category>
		<category><![CDATA[High interest rates]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[houing loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[IBA-led committee]]></category>
		<category><![CDATA[Indian Bankers Association (IBA)]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Small borrowers]]></category>
		<category><![CDATA[Small borrowers’ ability to repay loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27813</guid>
		<description><![CDATA[Home loan borrowers may get access to an alternate window rather than to wait for the Reserve Bank of India to ease interest rates as government is planning to furnish cheap housing credit opportunities. Indian Bankers Association (IBA) has been asked by the government to look into ways to provide affordable credit to home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB scraps pre-payment fine on dual rate housing loans</title>
		<link>https://groups.commonfloor.com/news/nhb-scraps-pre-payment-fine-on-dual-rate-housing-loans-27246</link>
		<comments>https://groups.commonfloor.com/news/nhb-scraps-pre-payment-fine-on-dual-rate-housing-loans-27246#comments</comments>
		<pubDate>Thu, 09 Aug 2012 06:06:01 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[dual rate housing schemes]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Housing Development Finance Corporation (HDFC)]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[housing finance companies (HFCs)]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[National Housing Bank (NHB)]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27246</guid>
		<description><![CDATA[The National Housing Bank has scrapped pre-payment penalty on dual rate housing schemes. The Reserve Bank of India, the banking regulator, has already removed pre-payment charges on dual rate schemes. Housing Finance Companies (HFCs) generally charge 2-4 per cent of the loan outstanding as early repayment charges in order to deter customers from closing the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-scraps-pre-payment-fine-on-dual-rate-housing-loans-27246/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>SBI reduces home loan growth target</title>
		<link>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768</link>
		<comments>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768#comments</comments>
		<pubDate>Fri, 03 Aug 2012 06:56:29 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan growth]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Houses]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[Shares]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=26768</guid>
		<description><![CDATA[State Bank of India (SBI) has revealed that it has cut its annual home loan growth target by up to 10 per cent age points. The biggest lender of the country has to revise their target due to sluggish growth in property market. The bank cut its home loan rates on Wednesday by up to [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loans may become cheaper in coming weeks</title>
		<link>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774</link>
		<comments>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774#comments</comments>
		<pubDate>Fri, 03 Aug 2012 06:49:02 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Fixed deposits]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank (NHB)]]></category>
		<category><![CDATA[property loans]]></category>
		<category><![CDATA[reduction in the refinance rate]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Statutory Liquidity Ratio (SLR)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=26774</guid>
		<description><![CDATA[A day after SBI reduced home and auto loan rates and the National Housing Bank (NHB) announced reduction in the refinance rate under a special scheme for the economically weaker section, there seems to be a possibility of further cut looming in the horizon. Moreover, SBI said that it would cut interest rates on fixed [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loans-may-become-cheaper-in-coming-weeks-26774/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing loan rate scheme to be extended</title>
		<link>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063</link>
		<comments>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063#comments</comments>
		<pubDate>Thu, 05 Jul 2012 05:25:43 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Cabinet]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[High interest rate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[interest subsidy]]></category>
		<category><![CDATA[Realty firms]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=24063</guid>
		<description><![CDATA[The government is to provide interest subsidy of up to Rs 14,912 this fiscal for housing loan not exceeding Rs 15 lakh, which came as a relief to small home loan borrowers. The Cabinet decided to extend by one year the interest subvention scheme of one per cent on housing loans up to Rs 15 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/housing-loan-rate-scheme-to-be-extended-24063/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brighter outlook for LICHF in future, says report</title>
		<link>https://groups.commonfloor.com/news/brighter-outlook-for-lichf-in-future-says-report-23876</link>
		<comments>https://groups.commonfloor.com/news/brighter-outlook-for-lichf-in-future-says-report-23876#comments</comments>
		<pubDate>Tue, 03 Jul 2012 12:02:36 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[China]]></category>
		<category><![CDATA[Dubai]]></category>
		<category><![CDATA[Eastern Financiers]]></category>
		<category><![CDATA[GDP]]></category>
		<category><![CDATA[Gross NPA]]></category>
		<category><![CDATA[housing finance industry]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Kuwait]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[LIC of India]]></category>
		<category><![CDATA[LICHF]]></category>
		<category><![CDATA[LICHFL Financial Services Ltd.]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[research report]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=23876</guid>
		<description><![CDATA[Eastern Financiers is buoyant on LIC Housing Finance. It recommends buying rating on the stock with a target of Rs 329 in its July 2, 2012 research report. LIC Housing Finance (LICHF), promoted by LIC of India, is one of the largest players in the nation’s housing loan segment.In addition of having a widespread network [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/brighter-outlook-for-lichf-in-future-says-report-23876/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>CBI conducts raids on housing loan scam</title>
		<link>https://groups.commonfloor.com/news/cbi-conducts-raids-on-housing-loan-scam-23279</link>
		<comments>https://groups.commonfloor.com/news/cbi-conducts-raids-on-housing-loan-scam-23279#comments</comments>
		<pubDate>Tue, 26 Jun 2012 05:49:13 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Allahabad]]></category>
		<category><![CDATA[Central Bureau of Investigation]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Lucknow]]></category>
		<category><![CDATA[sanction loan]]></category>
		<category><![CDATA[Sant Ravidas Nagar]]></category>
		<category><![CDATA[Uttar Pradesh]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=23279</guid>
		<description><![CDATA[Central Bureau of Investigation (CBI) has conducted raids in Allahabad and several other cities of Uttar Pradesh pertaining to alleged irregularities in sanctioning of housing loan by a nationalised bank official. Sources from CBI said, raids were conducted in Allahabad, Lucknow and Sant Ravidas Nagar (Bhadohi) in connection with the scam related to alleged misappropriation [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/cbi-conducts-raids-on-housing-loan-scam-23279/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home sales down due to jump in property prices</title>
		<link>https://groups.commonfloor.com/news/home-sales-down-due-to-jump-in-property-prices-22894</link>
		<comments>https://groups.commonfloor.com/news/home-sales-down-due-to-jump-in-property-prices-22894#comments</comments>
		<pubDate>Tue, 19 Jun 2012 08:32:01 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Apartment News]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[20 per cent]]></category>
		<category><![CDATA[first-time home buyers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Increase in property prices]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Liasas Foras]]></category>
		<category><![CDATA[low salary increment]]></category>
		<category><![CDATA[Mumbai Metropolitan Region]]></category>
		<category><![CDATA[New Delhi]]></category>
		<category><![CDATA[poor salary increments]]></category>
		<category><![CDATA[PropEquity]]></category>
		<category><![CDATA[propert prices Delhi]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=22894</guid>
		<description><![CDATA[Due to an increase in property prices and poor salary increments, home sales witnessed a slump in New Delhi. Manas Tripathi, an executive at a Delhi-based car company, said since property prices have gone up and only 5 per cent of increment in salary, he is not able to take a huge housing loan. He [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-sales-down-due-to-jump-in-property-prices-22894/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Reserve Bank of India may reduce interest rates</title>
		<link>https://groups.commonfloor.com/news/reserve-bank-of-india-may-reduce-interest-rates-22035</link>
		<comments>https://groups.commonfloor.com/news/reserve-bank-of-india-may-reduce-interest-rates-22035#comments</comments>
		<pubDate>Wed, 06 Jun 2012 12:54:06 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[rate of interest]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=22035</guid>
		<description><![CDATA[The Reserve Bank of India said that it has more headroom to reduce rates following a drop in oil prices which reduces pressure on inflation. RBI deputy governor said that the central bank today has more room to cut interest rates. Factors suggesting more room are growth somewhat lower than expectations that may have a [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/reserve-bank-of-india-may-reduce-interest-rates-22035/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Banks have lost Rs 7 lakh crore due to declining realty demand</title>
		<link>https://groups.commonfloor.com/news/banks-have-lost-rs-7-lakh-crore-due-to-declining-realty-demand-21271</link>
		<comments>https://groups.commonfloor.com/news/banks-have-lost-rs-7-lakh-crore-due-to-declining-realty-demand-21271#comments</comments>
		<pubDate>Thu, 24 May 2012 12:13:55 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bank loans]]></category>
		<category><![CDATA[HDFC bank]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[real estate business in india]]></category>
		<category><![CDATA[realty sector in india]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=21271</guid>
		<description><![CDATA[Banks are the major source of funds for the realty sector in India. Due to steady downfall in demand, the real estate companies were not able to repay their bank loans. In a report submitted to the Lok Sabha, it is reported that almost 7 lakh crore of bank loans are still to be paid [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/banks-have-lost-rs-7-lakh-crore-due-to-declining-realty-demand-21271/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New RBI norms for home loan</title>
		<link>https://groups.commonfloor.com/news/new-rbi-norms-for-home-loan-20825</link>
		<comments>https://groups.commonfloor.com/news/new-rbi-norms-for-home-loan-20825#comments</comments>
		<pubDate>Mon, 21 May 2012 04:03:01 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Apartment News]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Properties in India]]></category>
		<category><![CDATA[registration fees]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Stamp duty]]></category>
		<category><![CDATA[value of the property]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=20825</guid>
		<description><![CDATA[The Reserve Bank of India has brought about many new directives and guidelines for taking Home Loans. The most controversial decision was the exclusion of stamp duty, registration fees and all other allied charges while calculating the loan to value when taking a home loan. The loan to value is the loan amount taken against [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/new-rbi-norms-for-home-loan-20825/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan rates for less risky properties are lower</title>
		<link>https://groups.commonfloor.com/news/home-loan-rates-for-less-risky-properties-are-lower-18059</link>
		<comments>https://groups.commonfloor.com/news/home-loan-rates-for-less-risky-properties-are-lower-18059#comments</comments>
		<pubDate>Tue, 17 Apr 2012 12:30:58 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Non-performing assets]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[ready to occupy property]]></category>
		<category><![CDATA[real estate investors]]></category>
		<category><![CDATA[Real Estate properties in India]]></category>
		<category><![CDATA[Real Estate Property]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[under construction projects]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=18059</guid>
		<description><![CDATA[According to  the Reserve Bank of India (RBI), the value of the security of a real estate property does not cover the outstanding loan amount, which leads to larger non-performing assets (NPAs). It is tough to get a loan against the NPAs. As the risk weightage for any loan exceeding the Loan To Value of [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-rates-for-less-risky-properties-are-lower-18059/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Before buying a flat check affordability</title>
		<link>https://groups.commonfloor.com/news/before-buying-a-flat-check-affordability-16688</link>
		<comments>https://groups.commonfloor.com/news/before-buying-a-flat-check-affordability-16688#comments</comments>
		<pubDate>Thu, 29 Mar 2012 09:01:05 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Apartments in India]]></category>
		<category><![CDATA[buying an apartments]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[interest rates of home loans]]></category>
		<category><![CDATA[loan affordability]]></category>
		<category><![CDATA[Price of apartments]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=16688</guid>
		<description><![CDATA[According to financial advisors, people often buy a flat diving by the emotional force. Later the affordability become a constrain for them. It is observed that people of medium range of income often opted for a flat and later they struggle to pay the EMI and the rent together. These days it is common to [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/before-buying-a-flat-check-affordability-16688/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Effect of Budget on mumbai real estate</title>
		<link>https://groups.commonfloor.com/news/effect-of-budget-on-mumbai-real-estate-16075</link>
		<comments>https://groups.commonfloor.com/news/effect-of-budget-on-mumbai-real-estate-16075#comments</comments>
		<pubDate>Wed, 21 Mar 2012 09:24:20 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[affordable low budget housing]]></category>
		<category><![CDATA[Budget 2012]]></category>
		<category><![CDATA[Effect of Budget on Real Estate]]></category>
		<category><![CDATA[External commercial borrowings (ECB)]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[low cost housing projects]]></category>
		<category><![CDATA[real estate activities]]></category>
		<category><![CDATA[Real estate and Budget]]></category>
		<category><![CDATA[Real estate in Mumbai]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=16075</guid>
		<description><![CDATA[External commercial borrowings (ECBs) in the low-cost housing projects will enhance the real estate activities in the outskirts area of Mumbai. Demand for affordable low budget housing will also increase in Mumbai to avail the 1% interest subvention scheme on housing loan. The higher allotment of funds for the construction of highways and different infrastructure [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/effect-of-budget-on-mumbai-real-estate-16075/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>State bank of India planning to raise hope for home seekers</title>
		<link>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994</link>
		<comments>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994#comments</comments>
		<pubDate>Tue, 20 Mar 2012 09:48:18 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Budget 2012]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[loan for residential property]]></category>
		<category><![CDATA[loan market]]></category>
		<category><![CDATA[Low rate of interest]]></category>
		<category><![CDATA[Real Estate Property]]></category>
		<category><![CDATA[SBI home loans]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=15994</guid>
		<description><![CDATA[After the budget announcement, both the builders and the buyers are worried about the future of the real estate sector. There is no hope generated for the demand supply chain in the realty market. State bank of India is planning to offer lower rate of interest for the existing home loan borrowers. This might improve [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/state-bank-of-india-planning-to-raise-hope-for-home-seekers-15994/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Real estate wants priority for low cost housing</title>
		<link>https://groups.commonfloor.com/news/real-estate-wants-priority-for-low-cost-housing-15737</link>
		<comments>https://groups.commonfloor.com/news/real-estate-wants-priority-for-low-cost-housing-15737#comments</comments>
		<pubDate>Thu, 15 Mar 2012 09:18:31 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[apartments for lower income group]]></category>
		<category><![CDATA[Budget 2012]]></category>
		<category><![CDATA[Expectation of real estate]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Low-cost housing]]></category>
		<category><![CDATA[Priority for low cost housing]]></category>
		<category><![CDATA[Realty News]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=15737</guid>
		<description><![CDATA[As government want to build low cost housing for lower income group, the realty industry wants to consider the construction of low cost housing as priority sector. The industry also wants the reduction in interest rate for the housing loan. To enhance the funding availability for the low cost housing projects, realty builders wants the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/real-estate-wants-priority-for-low-cost-housing-15737/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Realty firms want exemption of SEZ from MAT</title>
		<link>https://groups.commonfloor.com/news/realty-firms-want-exemption-of-sez-from-mat-15633</link>
		<comments>https://groups.commonfloor.com/news/realty-firms-want-exemption-of-sez-from-mat-15633#comments</comments>
		<pubDate>Wed, 14 Mar 2012 06:30:54 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[construction in SEZ]]></category>
		<category><![CDATA[exemption of minimum alternate tax]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[investment policies]]></category>
		<category><![CDATA[private investment]]></category>
		<category><![CDATA[Realty market]]></category>
		<category><![CDATA[Realty market in India]]></category>
		<category><![CDATA[Tax exemption benefits for realty industry]]></category>
		<category><![CDATA[tax exemption limit]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=15633</guid>
		<description><![CDATA[MARG, the group in the realty market asked the government for an exemption of minimum alternate tax on the constructions made in SEZ. As the economy is slowing down, the experts seek some positive announcement in the budget to enhance the private investment in the realty market. The realty group expects that the budget will [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/realty-firms-want-exemption-of-sez-from-mat-15633/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home loan demand still healthy!</title>
		<link>https://groups.commonfloor.com/news/home-loan-demand-still-healthy-12014</link>
		<comments>https://groups.commonfloor.com/news/home-loan-demand-still-healthy-12014#comments</comments>
		<pubDate>Mon, 02 Jan 2012 04:47:35 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Demand for Home Loan]]></category>
		<category><![CDATA[Disposable income]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan demand]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Metro]]></category>
		<category><![CDATA[Metros]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[smaller cities]]></category>
		<category><![CDATA[Tier II and III cities]]></category>
		<category><![CDATA[Tier III city]]></category>
		<category><![CDATA[Tier-II cities]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=12014</guid>
		<description><![CDATA[Inspite of continuous price hikes and interest levels touching sky, demand for home loan has not been affected by any. Home loan has been in constant demand especially in smaller cities. According to a report, loan borrowed has rose by 14% by October 2011 against end of 2010. A rise of 12% was witnessed in [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loan-demand-still-healthy-12014/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate Regulation Bill to be passed soon</title>
		<link>https://groups.commonfloor.com/news/real-estate-regulation-bill-to-be-passed-soon-7761</link>
		<comments>https://groups.commonfloor.com/news/real-estate-regulation-bill-to-be-passed-soon-7761#comments</comments>
		<pubDate>Fri, 23 Sep 2011 08:55:28 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[House loan scam]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[land acquisition]]></category>
		<category><![CDATA[land owners]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Real Estate regulatory bill]]></category>
		<category><![CDATA[Urban poverty]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7761</guid>
		<description><![CDATA[The Real Estate regulatory bill in Mumbai is soon expected to come into use end of this financial year. Kumari Selja the Union minister for housing and urban poverty alleviation reported saying that the ministry is looking forward with the bill legislations and later on every state will be permitted to frame their own real [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/real-estate-regulation-bill-to-be-passed-soon-7761/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed Rate Home Loan launched by ICICI Bank</title>
		<link>https://groups.commonfloor.com/news/fixed-rate-home-loan-launched-by-icici-bank-6988</link>
		<comments>https://groups.commonfloor.com/news/fixed-rate-home-loan-launched-by-icici-bank-6988#comments</comments>
		<pubDate>Thu, 25 Aug 2011 06:20:57 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Fixed Rate Home Loan]]></category>
		<category><![CDATA[Fixed-rate home loan scheme]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[Home loan scheme]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loan products]]></category>
		<category><![CDATA[IBase]]></category>
		<category><![CDATA[IBase plus margin]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[ICICI Bank Base Rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[One-year fixed rate home loan]]></category>
		<category><![CDATA[Rate hikes]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Rise in interest rates]]></category>
		<category><![CDATA[Teaser-rate housing loan products]]></category>
		<category><![CDATA[Two-year fixed-rate scheme]]></category>
		<category><![CDATA[unique way to celebrate Dussehra]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=6988</guid>
		<description><![CDATA[ICICI Bank on Tuesday said its recently launched fixed-rate home loan scheme would not attract the higher provisioning mandated for teaser-rate housing loan products and the rates are &#8220;fixed&#8221; only for an initial period of one and two years. According to the bank, the fixed rates will &#8220;shield customers from frequent changes in home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/fixed-rate-home-loan-launched-by-icici-bank-6988/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>RBI agrees to DRI Scheme Home Loan for BPL Applicants in Gujarat</title>
		<link>https://groups.commonfloor.com/news/rbi-agrees-to-dri-scheme-home-loan-for-bpl-applicants-in-gujarat-6896</link>
		<comments>https://groups.commonfloor.com/news/rbi-agrees-to-dri-scheme-home-loan-for-bpl-applicants-in-gujarat-6896#comments</comments>
		<pubDate>Sat, 20 Aug 2011 09:56:10 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Below Poverty Line]]></category>
		<category><![CDATA[BPL]]></category>
		<category><![CDATA[BPL Applicants]]></category>
		<category><![CDATA[Differential rate of interest scheme]]></category>
		<category><![CDATA[DRI]]></category>
		<category><![CDATA[DRI scheme]]></category>
		<category><![CDATA[DRI Scheme Home Loan]]></category>
		<category><![CDATA[DRI scheme to home loan applicants]]></category>
		<category><![CDATA[DRI scheme to home loan applicants below the Below Poverty Line]]></category>
		<category><![CDATA[Gandhinagar]]></category>
		<category><![CDATA[Gujarat]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan for BPL Applicants]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Low income groups]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Rural Development]]></category>
		<category><![CDATA[SLBC]]></category>
		<category><![CDATA[State Level Banking Committee]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=6896</guid>
		<description><![CDATA[Differential rate of interest scheme (DRI) was formulated by the central government in 1972 for extending financial assistance at a concessional rate of interest (4%) to select low income groups for productive endeavours. These loans were to be given initially by public sector banks and then by private sector banks also. The Reserve Bank of [...]]]></description>
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