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	<title>Property News India and Featured Real Estate Stories &#187; Indian Banks Base Rate</title>
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		<title>Home loan borrowers get relief</title>
		<link>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008</link>
		<comments>https://groups.commonfloor.com/news/home-loan-borrowers-get-relief-62008#comments</comments>
		<pubDate>Sat, 17 May 2014 08:59:27 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Floating rate]]></category>
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		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
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		<description><![CDATA[The RBI has suggested that banks must effect any change in floating rate loans only at the agreed-upon reset date. This is aimed at ushering in transparent and appropriate pricing of credit, according to an RBI working group. This is good news for existing home loan borrowers. What this means is that any change in [...]]]></description>
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		<title>A reason to be happy for home loan borrowers</title>
		<link>https://groups.commonfloor.com/news/a-reason-to-be-happy-for-home-loan-borrowers-60326</link>
		<comments>https://groups.commonfloor.com/news/a-reason-to-be-happy-for-home-loan-borrowers-60326#comments</comments>
		<pubDate>Tue, 15 Apr 2014 07:30:13 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
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		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Base Rate]]></category>
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		<category><![CDATA[Indian Banks Base Rate]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[pricing of floating rate loans]]></category>
		<category><![CDATA[rate increase]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[spread]]></category>
		<category><![CDATA[strategy]]></category>

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		<description><![CDATA[Banks must effect any change in floating rate loans only at the agreed-upon reset date, RBI suggested. This aims at ushering in transparent and appropriate pricing of credit, according to an RBI working group. It was suggested by the group that floating rate loan agreements can have interest rates reset monthly, quarterly, half-yearly, etc. This [...]]]></description>
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