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	<title>Property News India and Featured Real Estate Stories &#187; Loan Borrowers</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>CIBIL and CERSAI to join hands to help lenders with credit worthiness of realty</title>
		<link>https://groups.commonfloor.com/news/cibil-and-cersai-to-join-hands-to-help-lenders-with-credit-worthiness-of-realty-34846</link>
		<comments>https://groups.commonfloor.com/news/cibil-and-cersai-to-join-hands-to-help-lenders-with-credit-worthiness-of-realty-34846#comments</comments>
		<pubDate>Tue, 04 Dec 2012 03:24:53 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Central Registry of Securitization Asset Reconstruction and Security Interest of India (CERSAI)]]></category>
		<category><![CDATA[credit card holders]]></category>
		<category><![CDATA[credit history of borrowers]]></category>
		<category><![CDATA[Credit Information Bureau (India) Ltd or CIBIL]]></category>
		<category><![CDATA[demographic details]]></category>
		<category><![CDATA[Financial institutions]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan applications]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[SARFAESI Act]]></category>
		<category><![CDATA[single window facility]]></category>
		<category><![CDATA[Status of property]]></category>
		<category><![CDATA[trade]]></category>
		<category><![CDATA[transactions]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=34846</guid>
		<description><![CDATA[Kolkata- Credit Information Bureau (India) Ltd (CIBIL) and the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) are together planning to offer a single window facility to check credit worthiness and legal status of property to lenders. The two organizations have planned to sign an agreement on 10th December. Once the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/cibil-and-cersai-to-join-hands-to-help-lenders-with-credit-worthiness-of-realty-34846/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2011 a year of highest home loan rates!</title>
		<link>https://groups.commonfloor.com/news/2011-a-year-of-highest-home-loan-rates-11599</link>
		<comments>https://groups.commonfloor.com/news/2011-a-year-of-highest-home-loan-rates-11599#comments</comments>
		<pubDate>Mon, 26 Dec 2011 05:03:42 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Affordable property]]></category>
		<category><![CDATA[Aggressive property buying]]></category>
		<category><![CDATA[Builders]]></category>
		<category><![CDATA[Developers]]></category>
		<category><![CDATA[End users]]></category>
		<category><![CDATA[High home loan rates]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Properties at affordable prices]]></category>
		<category><![CDATA[Realty sales]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=11599</guid>
		<description><![CDATA[2011 is now known as the year of high home loan rates. Never before the loan borrowers had faced such a rapid hike. Simultaneously, year 2011 will be known for aggressive property buying in peripheral and suburban areas of cities across the country. The high interest rates ended up the developers to sell the properties [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/2011-a-year-of-highest-home-loan-rates-11599/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Role of floating home loan rates for 2011</title>
		<link>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110</link>
		<comments>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110#comments</comments>
		<pubDate>Tue, 20 Dec 2011 05:05:54 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home finance]]></category>
		<category><![CDATA[Home loan environment]]></category>
		<category><![CDATA[Home loan financing company]]></category>
		<category><![CDATA[Home loan lenders]]></category>
		<category><![CDATA[Huge lenders in home finance]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[Increasing penalty]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Private banks]]></category>
		<category><![CDATA[Realty market rates]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=11110</guid>
		<description><![CDATA[In the year 2011, private banks were the huge lenders in home finance who continued to impose increasing penalty on the loan borrowers throughout the year. To ease the home loan environment, ICICI Bank a private home loan financing company waived pre-payment charges on floating rate home loans for the existing as well as for [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest rates continues to be a concern</title>
		<link>https://groups.commonfloor.com/news/interest-rates-continues-to-be-a-concern-10192</link>
		<comments>https://groups.commonfloor.com/news/interest-rates-continues-to-be-a-concern-10192#comments</comments>
		<pubDate>Tue, 06 Dec 2011 05:16:17 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bangalore]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Developers]]></category>
		<category><![CDATA[FY12]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Prestige Group]]></category>
		<category><![CDATA[Raising interest rates]]></category>
		<category><![CDATA[Real estate experts]]></category>
		<category><![CDATA[Residential realty market]]></category>
		<category><![CDATA[SBI interest rate]]></category>
		<category><![CDATA[Sobha Developers]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=10192</guid>
		<description><![CDATA[Bangalore residential realty market is witnessing new launches every now and then however, raising interest rates has become a major concern. Midst this concern well known developers are confident of meeting targets of 10 million square feet each in FY12. Prestige Group expert say that interest rates may not stay same in future as loans [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/interest-rates-continues-to-be-a-concern-10192/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>HSBC launches fixed home loan rates</title>
		<link>https://groups.commonfloor.com/news/hsbc-launches-fixed-home-loan-rates-10037</link>
		<comments>https://groups.commonfloor.com/news/hsbc-launches-fixed-home-loan-rates-10037#comments</comments>
		<pubDate>Fri, 02 Dec 2011 09:15:01 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Fixed loan rates]]></category>
		<category><![CDATA[Fixed rate period]]></category>
		<category><![CDATA[HSBC experts]]></category>
		<category><![CDATA[HSBC India]]></category>
		<category><![CDATA[Largest foreign lender]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan rate]]></category>
		<category><![CDATA[Loan rates]]></category>
		<category><![CDATA[Loan scheme]]></category>
		<category><![CDATA[Loan tenors]]></category>
		<category><![CDATA[Pre-payments]]></category>
		<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=10037</guid>
		<description><![CDATA[Fixed loan rates has been launched against property and home loans by country&#8217;s second largest foreign lender HSBC India. The uniqueness of the loan scheme is that, a loan borrower can make pre-payments even during fixed rate period. The applicable loan rate begins from 11.25 percent for one-year loan tenors and upto 11.75 percent for [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hsbc-launches-fixed-home-loan-rates-10037/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Appetite of interest rates growing big</title>
		<link>https://groups.commonfloor.com/news/appetite-of-interest-rates-growing-big-9918</link>
		<comments>https://groups.commonfloor.com/news/appetite-of-interest-rates-growing-big-9918#comments</comments>
		<pubDate>Wed, 30 Nov 2011 05:32:05 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Affordable Housing]]></category>
		<category><![CDATA[Constant interest hike]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan interest rate hike]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[National Housing Bank (NHB)]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9918</guid>
		<description><![CDATA[Home loan interest rate hike seems to have no barrier. The appetite of home loan is demanding constant hike in interest rate. However, according to the data collected by Reserve Bank of India (RBI) and National Housing Bank (NHB) rising interest rates have not decreased the rate of home loan being borrowed. NHB experts say [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/appetite-of-interest-rates-growing-big-9918/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New loan pre-payment norm in real estate market</title>
		<link>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776</link>
		<comments>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776#comments</comments>
		<pubDate>Thu, 24 Nov 2011 09:42:51 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Customers]]></category>
		<category><![CDATA[Fixed Rate Home Loan]]></category>
		<category><![CDATA[Floating loans]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing Finance Companies (HFC)]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan payers]]></category>
		<category><![CDATA[Norm]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Pre-payment penalty]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9776</guid>
		<description><![CDATA[Home loan rates fluctuating, here it is back into action again! The new norm is leaving the loan payers and borrowers worried behind. It is State Bank of India (SBI) this time who has decided to change pre-payment charges in concern with both the fixed and floating loans. India&#8217;s largest lender SBI calls for this [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Growth of Home Loan records a bad breakdown midst Diwali in India</title>
		<link>https://groups.commonfloor.com/news/growth-of-home-loan-records-a-bad-breakdown-midst-diwali-in-india-9426</link>
		<comments>https://groups.commonfloor.com/news/growth-of-home-loan-records-a-bad-breakdown-midst-diwali-in-india-9426#comments</comments>
		<pubDate>Thu, 10 Nov 2011 06:17:36 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Banking sectors]]></category>
		<category><![CDATA[Basis discount points]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[Dena bank]]></category>
		<category><![CDATA[Diwali]]></category>
		<category><![CDATA[Festive season]]></category>
		<category><![CDATA[Fluctuating interest rates]]></category>
		<category><![CDATA[High interest rates]]></category>
		<category><![CDATA[Home loan sales]]></category>
		<category><![CDATA[Home loan sectors]]></category>
		<category><![CDATA[Housing finance sectors]]></category>
		<category><![CDATA[India]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Marginal growth]]></category>
		<category><![CDATA[Public banking sectors]]></category>
		<category><![CDATA[Union Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9426</guid>
		<description><![CDATA[Diwali in India used to record 10 percent profit every progressive month in home loan sectors. However the same time prevails no more as this Diwali recorded a flat income in home loan sales. The housing finance sectors were astonished to face a bad breakdown as this happened never before in the history. Central Bank [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/growth-of-home-loan-records-a-bad-breakdown-midst-diwali-in-india-9426/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Opaque Practices traced on pricing of Home Loans in India</title>
		<link>https://groups.commonfloor.com/news/opaque-practices-traced-on-pricing-of-home-loans-in-india-9216</link>
		<comments>https://groups.commonfloor.com/news/opaque-practices-traced-on-pricing-of-home-loans-in-india-9216#comments</comments>
		<pubDate>Sat, 05 Nov 2011 09:23:02 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Banking sectors]]></category>
		<category><![CDATA[Banks in India]]></category>
		<category><![CDATA[Finance in India]]></category>
		<category><![CDATA[Floating home loans]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Prepayment penalty]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9216</guid>
		<description><![CDATA[Reserve Bank of India (RBI) recently had set up a committee to taken initiative of ensuring proper flow of finance in India. This was also aimed to ensure transparent and non-discriminatory pricing of credit. Meanwhile the Deputy Governor of Reserve Bank of India, K C Chakrabarty reported saying that the housing finance companies and the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/opaque-practices-traced-on-pricing-of-home-loans-in-india-9216/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest Rate Hike damper real estate sector Diwali celebrations in India</title>
		<link>https://groups.commonfloor.com/news/interest-rate-hike-damper-real-estate-sector-diwali-celebrations-in-india-8776</link>
		<comments>https://groups.commonfloor.com/news/interest-rate-hike-damper-real-estate-sector-diwali-celebrations-in-india-8776#comments</comments>
		<pubDate>Thu, 27 Oct 2011 05:42:05 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Indian financial market]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Maharashtra Chamber of Housing Industry]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8776</guid>
		<description><![CDATA[The home loan borrowers feel so that the Reserve Bank of India (RBI) never wants to relive its customers in calm, as RBI is ahead decided to increase the interest rate. This hit is sure to damper the Diwali festive mood of the year 2011. Paras Gundecha the president of the Maharashtra Chamber of Housing [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/interest-rate-hike-damper-real-estate-sector-diwali-celebrations-in-india-8776/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reserve Bank of India to review Interest Rates</title>
		<link>https://groups.commonfloor.com/news/reserve-bank-of-india-to-review-interest-rates-8682</link>
		<comments>https://groups.commonfloor.com/news/reserve-bank-of-india-to-review-interest-rates-8682#comments</comments>
		<pubDate>Tue, 25 Oct 2011 04:24:00 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Equated monthly installments]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Property Buyers]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8682</guid>
		<description><![CDATA[Reserve Bank of India is expected to revise the prevailing interest rates as its the policy time review for this prevailing year. This has set a record as this marks the interest rate hike for 13th time in around 19 months. This Diwali is sure to dampen the property buyers dream if they had plans [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/reserve-bank-of-india-to-review-interest-rates-8682/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EMI Rates Burdens the Loan Borrowers</title>
		<link>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234</link>
		<comments>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234#comments</comments>
		<pubDate>Fri, 09 Sep 2011 10:00:07 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[EMI charges]]></category>
		<category><![CDATA[EMI Rates]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan burden]]></category>
		<category><![CDATA[Home Loan Market]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan Tenures]]></category>
		<category><![CDATA[Monthly installments]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Prepayment charges]]></category>
		<category><![CDATA[Rate hike]]></category>
		<category><![CDATA[Substantial rate hike]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7234</guid>
		<description><![CDATA[Home loan borrowers are now facing a tough time as there is a slight raise in the EMI (Equated Monthly Installments). Banks have agreed to increase pre-payment charges at the meeting with RBI (Reserve Bank of India). The Central Government is concerned about the home loan burden on the loan borrowers. Henceforth they have put [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/emi-rates-burdens-the-loan-borrowers-7234/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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