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	<title>Property News India and Featured Real Estate Stories &#187; Loans</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<item>
		<title>Relief for home buyers</title>
		<link>https://groups.commonfloor.com/news/relief-for-home-buyers-59663</link>
		<comments>https://groups.commonfloor.com/news/relief-for-home-buyers-59663#comments</comments>
		<pubDate>Thu, 10 Apr 2014 07:51:26 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[affordable loans]]></category>
		<category><![CDATA[fixed]]></category>
		<category><![CDATA[floating]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[monthly EMI]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[primary rates]]></category>
		<category><![CDATA[RATES]]></category>
		<category><![CDATA[relaxation for homebuyers]]></category>
		<category><![CDATA[tax-free bonds]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59663</guid>
		<description><![CDATA[It might come as a relief for homebuyers hit by a volatile floating rate loans. The National Housing Bank (NHB) has planned to use a large portion of tax-free bond proceeds to shore up long term fixed-rate mortgage loans manily for low and moderate income housing in urban areas and suburbs. NHB has been working [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/relief-for-home-buyers-59663/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI insists on doing away with Pre-payment Penalty</title>
		<link>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661</link>
		<comments>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661#comments</comments>
		<pubDate>Tue, 08 Apr 2014 12:38:39 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[Central bank]]></category>
		<category><![CDATA[deposits]]></category>
		<category><![CDATA[Governor]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[monetary policy]]></category>
		<category><![CDATA[Penalties]]></category>
		<category><![CDATA[prepayment]]></category>
		<category><![CDATA[Prepayment charges]]></category>
		<category><![CDATA[prepayment charges for home loan]]></category>
		<category><![CDATA[prepayment fee]]></category>
		<category><![CDATA[Prepayment of Floating Rate Home Loans]]></category>
		<category><![CDATA[prepayment of home loans]]></category>
		<category><![CDATA[Prepayment penalty]]></category>
		<category><![CDATA[raghuram rajan]]></category>
		<category><![CDATA[RBI]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59661</guid>
		<description><![CDATA[The RBI may issue orders to scrap penalty on pre-payment of all retail and small corporate loans.  The central bank disputes the practice of charging pre-payment penalty on any loan since the entire system has moved to floating rates — be it deposits or loans — where rates are charged based on the prevailing markets, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-insists-on-doing-away-with-pre-payment-penalty-59661/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special home loan scheme for women extended by SBI</title>
		<link>https://groups.commonfloor.com/news/special-home-loan-scheme-for-women-extended-by-sbi-59479</link>
		<comments>https://groups.commonfloor.com/news/special-home-loan-scheme-for-women-extended-by-sbi-59479#comments</comments>
		<pubDate>Tue, 08 Apr 2014 05:55:02 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Car loan]]></category>
		<category><![CDATA[Females borrowers]]></category>
		<category><![CDATA[Home loan for women borrowers]]></category>
		<category><![CDATA[Last date]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[SBI loan for women borrowers]]></category>
		<category><![CDATA[SBI reduces home loan rates]]></category>
		<category><![CDATA[SBI special rate home loan]]></category>
		<category><![CDATA[Special rates]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59479</guid>
		<description><![CDATA[The SBI extends the last date of special home loan scheme. As per this scheme the women borrowers will get 0.05 percent discount. As per SBI the special rates were available till 31 March but the last date will be extended till the next notice. The scheme is extended because it got a great response [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/special-home-loan-scheme-for-women-extended-by-sbi-59479/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI disagree with the plan to give Sarfaesi powers to HFCs</title>
		<link>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423</link>
		<comments>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423#comments</comments>
		<pubDate>Thu, 27 Mar 2014 04:25:57 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[Financial institutions]]></category>
		<category><![CDATA[FIs]]></category>
		<category><![CDATA[HFCs]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Housing sector]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Non-banking financial companies]]></category>
		<category><![CDATA[NPAs]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RBI disagree]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[SARFAESI Act]]></category>
		<category><![CDATA[Sarfaesi Act-powers to housing finance companies]]></category>
		<category><![CDATA[Sarfaesi powers]]></category>
		<category><![CDATA[Sarfaesi powers to HFCs]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=58423</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) disagrees with finance ministry’s plan to give Sarfaesi Act-powers automatically to all housing finance companies (HFCs) registered with the National Housing Bank (NHB). An official says that the ‘stringent’ Sarfaesi powers should not be given to institutions without proper due diligence of their management, track-record, borrower profile and default [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-disagree-with-the-plan-to-give-sarfaesi-powers-to-hfcs-58423/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Write-offs of Rs 280 cr adds up Gammon India loss to Rs 454 cr</title>
		<link>https://groups.commonfloor.com/news/write-offs-of-rs-280-cr-adds-up-gammon-india-loss-to-rs-454-cr-57906</link>
		<comments>https://groups.commonfloor.com/news/write-offs-of-rs-280-cr-adds-up-gammon-india-loss-to-rs-454-cr-57906#comments</comments>
		<pubDate>Mon, 24 Mar 2014 04:40:10 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[454 crores loss for Gammon India]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[CDR packages]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[due to the high raw material cost]]></category>
		<category><![CDATA[Gammon India]]></category>
		<category><![CDATA[Gammon India has faced a loss of Rs 454 crore]]></category>
		<category><![CDATA[Gammon India loss]]></category>
		<category><![CDATA[IDFC]]></category>
		<category><![CDATA[Indian brokerage]]></category>
		<category><![CDATA[Institutional Securities]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[raw material]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=57906</guid>
		<description><![CDATA[Write offs of Rs 280 crore have further added to the losses of Gammon India. Due to write offs Gammon India has faced a loss of Rs 454 crore.  This has been reported in the audit result done in December. The net sale decreased by 16.3% to Rs 1,020 crore and loss of Rs 150 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/write-offs-of-rs-280-cr-adds-up-gammon-india-loss-to-rs-454-cr-57906/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Poor truck traffic leads to miscalculations in Highway viability plans</title>
		<link>https://groups.commonfloor.com/news/poor-truck-traffic-leads-to-miscalculations-in-highway-viability-plans-57700</link>
		<comments>https://groups.commonfloor.com/news/poor-truck-traffic-leads-to-miscalculations-in-highway-viability-plans-57700#comments</comments>
		<pubDate>Fri, 21 Mar 2014 09:05:59 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Projects]]></category>
		<category><![CDATA[Commercial vehicles]]></category>
		<category><![CDATA[CRISIL]]></category>
		<category><![CDATA[Crisil Research]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt service coverage ratio]]></category>
		<category><![CDATA[DSCR]]></category>
		<category><![CDATA[Highway viability plans]]></category>
		<category><![CDATA[land acquisition]]></category>
		<category><![CDATA[leads to miscalculations]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Highway]]></category>
		<category><![CDATA[National Highways Authority of India]]></category>
		<category><![CDATA[NHAI]]></category>
		<category><![CDATA[Poor truck traffic]]></category>
		<category><![CDATA[Poor truck traffic leads to miscalculations in Highway viability plans]]></category>
		<category><![CDATA[Prasad Koparkar]]></category>
		<category><![CDATA[Rahul Prithiani]]></category>
		<category><![CDATA[traffic growth in the last couple of years]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=57700</guid>
		<description><![CDATA[An analysis of national highway project done by CRISIL Research indicates a drop in the traffic growth in the last couple of years. The common traffic on many national highways has been very low than estimated by the National Highways Authority of India (NHAI). CRISIL researched on 15 national highways and found that the traffic [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/poor-truck-traffic-leads-to-miscalculations-in-highway-viability-plans-57700/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Housing loans at 9.35% by DHFL Housing</title>
		<link>https://groups.commonfloor.com/news/housing-loans-at-9-35-by-dhfl-housing-56596</link>
		<comments>https://groups.commonfloor.com/news/housing-loans-at-9-35-by-dhfl-housing-56596#comments</comments>
		<pubDate>Tue, 11 Mar 2014 11:14:49 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Home Loan]]></category>
		<category><![CDATA[dhfl]]></category>
		<category><![CDATA[fixed loan]]></category>
		<category><![CDATA[floating]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[reduced interest rate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=56596</guid>
		<description><![CDATA[DHFL Housing Finance plans to offer housing loans at 9.35 per cent interest for 7 years fixed loans up to Rs 15 lakh. The offer is under the National Housing Bank’s Refinance Scheme of Rural Housing Fund. In a release, R Nambirajan, Managing Director, DHFL Housing Finance, informs that from February 1, NHB has reduced [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/housing-loans-at-9-35-by-dhfl-housing-56596/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Union bank cuts interest rate on home loans</title>
		<link>https://groups.commonfloor.com/news/union-bank-cuts-interest-rate-on-home-loans-34781</link>
		<comments>https://groups.commonfloor.com/news/union-bank-cuts-interest-rate-on-home-loans-34781#comments</comments>
		<pubDate>Mon, 03 Dec 2012 11:38:14 +0000</pubDate>
		<dc:creator>Priyanka</dc:creator>
				<category><![CDATA[Cities]]></category>
		<category><![CDATA[Civic Issues]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Base Rate]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[lowest rates]]></category>
		<category><![CDATA[Private banks]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[SBI home loans]]></category>
		<category><![CDATA[Union Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=34781</guid>
		<description><![CDATA[The Union bank of India, a Mumbai based public sector lender, has decreased the interest rates on home loans above Rs 30 lakhs by 25 basis points. The bank is now offering home loans up to 75 lakhs at the base rate which is 10.5 percent. Loans above Rs 75 lakh and up to Rs [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/union-bank-cuts-interest-rate-on-home-loans-34781/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Union Bank cuts home loan rates by 0.25%</title>
		<link>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627</link>
		<comments>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627#comments</comments>
		<pubDate>Sat, 01 Dec 2012 05:43:00 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[education loan]]></category>
		<category><![CDATA[floating rates]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[home loan rates india]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[revised rates]]></category>
		<category><![CDATA[Union Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=34627</guid>
		<description><![CDATA[New Delhi- Since the banking industry’s spotlight shifts to retail borrowers, the Union Bank of India has reduced the home loan rates by 0.25 percent. The bank announced that the revised rates are applicable from November 29. For home loans up to Rs 75 lakh, the base rate at 10.50 per cent will be applicable, [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/union-bank-cuts-home-loan-rates-by-0-25-34627/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Taxpayers entitled for deduction on capital gains too</title>
		<link>https://groups.commonfloor.com/news/taxpayers-entitled-for-deduction-on-capital-gains-too-33336</link>
		<comments>https://groups.commonfloor.com/news/taxpayers-entitled-for-deduction-on-capital-gains-too-33336#comments</comments>
		<pubDate>Thu, 22 Nov 2012 07:37:17 +0000</pubDate>
		<dc:creator>Poornima</dc:creator>
				<category><![CDATA[Chennai]]></category>
		<category><![CDATA[Property Tax]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[capital gains]]></category>
		<category><![CDATA[Commissioner]]></category>
		<category><![CDATA[deduction]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[income tax department]]></category>
		<category><![CDATA[Income-Tax Appellate Tribunal]]></category>
		<category><![CDATA[interest paid]]></category>
		<category><![CDATA[ITAT]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[taxpayer]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=33336</guid>
		<description><![CDATA[Chennai- Income-Tax Appellate Tribunal (ITAT) of Chennai affirmed that the interest on home loans will continue to be out of the tax net despite the property gets sold later on. The interest paid on loans is surely an expenditure that should be taken into account while computing the income from housing property as well as [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/taxpayers-entitled-for-deduction-on-capital-gains-too-33336/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>&#8216;Home loans up to 35 lakhs should get priority tag&#8217;</title>
		<link>https://groups.commonfloor.com/news/home-loans-up-to-35-lakhs-should-get-priority-tag-31192</link>
		<comments>https://groups.commonfloor.com/news/home-loans-up-to-35-lakhs-should-get-priority-tag-31192#comments</comments>
		<pubDate>Thu, 25 Oct 2012 11:24:05 +0000</pubDate>
		<dc:creator>mainaki</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[bank home loan]]></category>
		<category><![CDATA[bank rules for property]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Hosuing sector price hike]]></category>
		<category><![CDATA[house loan]]></category>
		<category><![CDATA[Housing sectors]]></category>
		<category><![CDATA[india bank interest for home loan]]></category>
		<category><![CDATA[indian home loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[loans in india]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property loans]]></category>
		<category><![CDATA[revised home loan]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=31192</guid>
		<description><![CDATA[Indian Banks’ Association committee has recommended to the Finance Ministry that home loans up to Rs 35 lakh should get the priority sector tag. This will help banks to provide loans to house buyers at affordable interest rates. Also it will benefit a large group of customers in Tier II and Tier III towns. Moreover [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loans-up-to-35-lakhs-should-get-priority-tag-31192/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public sector banks cut home loan rates</title>
		<link>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007</link>
		<comments>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007#comments</comments>
		<pubDate>Tue, 23 Oct 2012 05:48:15 +0000</pubDate>
		<dc:creator>mainaki</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Allahabad Bank]]></category>
		<category><![CDATA[Bank of Baroda]]></category>
		<category><![CDATA[Bank of India]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Canara Bank]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[home loan rate cuts]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Indian Bank]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=31007</guid>
		<description><![CDATA[In order to boost demand in the economy,  public sector banks have either cut interest rates or waived home loans processing fee in response to Reserve Bank of India&#8217;s (RBI) monetary policy and finance minister P Chidambaram initiative to revive growth. Several lenders have cut interest rates for home loans such as Bank of Baroda, Bank [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NHB to fund stalled housing projects</title>
		<link>https://groups.commonfloor.com/news/nhb-to-fund-stalled-housing-projects-30957</link>
		<comments>https://groups.commonfloor.com/news/nhb-to-fund-stalled-housing-projects-30957#comments</comments>
		<pubDate>Mon, 22 Oct 2012 07:51:03 +0000</pubDate>
		<dc:creator>mainaki</dc:creator>
				<category><![CDATA[Kolkata]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Developers]]></category>
		<category><![CDATA[economy slowdown]]></category>
		<category><![CDATA[funding gap]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[housing pojects]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[National Housing Bank]]></category>
		<category><![CDATA[NHB]]></category>
		<category><![CDATA[Real Estate Developers]]></category>
		<category><![CDATA[residentail real estate]]></category>
		<category><![CDATA[Residential projects]]></category>
		<category><![CDATA[stalled housing projects]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30957</guid>
		<description><![CDATA[As a result of funding gap, many housing projects have been shut down and as a result, economy has slowed down. The government has directed many banks across the state to unblock values of stalled projects and provide financial dose to turn them viable. National housing bank (NHB) decided to begin the search for the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/nhb-to-fund-stalled-housing-projects-30957/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Edelweiss to launch small housing loans in Tamil Nadu</title>
		<link>https://groups.commonfloor.com/news/edelweiss-to-launch-small-housing-loans-in-tamil-nadu-30922</link>
		<comments>https://groups.commonfloor.com/news/edelweiss-to-launch-small-housing-loans-in-tamil-nadu-30922#comments</comments>
		<pubDate>Mon, 22 Oct 2012 05:06:17 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Chennai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Edelweiss Housing Finance]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Home loans in India]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[housing loans available in india]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Low-income group]]></category>
		<category><![CDATA[Madurai]]></category>
		<category><![CDATA[micro entrepreneurs]]></category>
		<category><![CDATA[Self-employed]]></category>
		<category><![CDATA[small housing loans]]></category>
		<category><![CDATA[Tamil Nadu]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30922</guid>
		<description><![CDATA[Edelweiss Housing Finance to introduce housing loans of less than Rs 10 lakh in Madurai. The firm target the low income group and those constructing their own homes in Chennai suburbs and small towns and in Tamil Nadu. The target of the plan is to focus on self employed and small and micro entrepreneurs and [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/edelweiss-to-launch-small-housing-loans-in-tamil-nadu-30922/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Borrowers shift lenders to beat high interest rates</title>
		<link>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912</link>
		<comments>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912#comments</comments>
		<pubDate>Mon, 22 Oct 2012 03:56:59 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[home loans interest rates cut]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[outstanding loan]]></category>
		<category><![CDATA[outstanding loans]]></category>
		<category><![CDATA[Prepayment penalty]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30912</guid>
		<description><![CDATA[The rate of interest may not have fallen significantly  this year, but due to the difference in new and old home loan interest, the borrowers are shifting their loan from existing lenders to cheap lenders. The State Bank of India (SBI) is offering Rs 30 lakh home loan for the new borrowers at the most [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/borrowers-shift-lenders-to-beat-high-interest-rates-30912/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SBI aims Rs 2 lakh home loan portfolio by 2015</title>
		<link>https://groups.commonfloor.com/news/sbi-aims-rs-2-lakh-home-loan-portfolio-by-2015-30901</link>
		<comments>https://groups.commonfloor.com/news/sbi-aims-rs-2-lakh-home-loan-portfolio-by-2015-30901#comments</comments>
		<pubDate>Fri, 19 Oct 2012 08:56:06 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[home loan portfolio]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[home loans interest rates]]></category>
		<category><![CDATA[interest rate cut]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[loans interest rates]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[SBI cuts home loans rate]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30901</guid>
		<description><![CDATA[State Bank of India (SBI) are looking forward to raise its home loan portfolio by Rs 2 lakh by March 31,  2015 . The home loan portfolio has recorded a growth of 73.86 per cent against Rs 62,338 crore as on September 30, 2009. The bank will target Tier II and Tier II cities for [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-aims-rs-2-lakh-home-loan-portfolio-by-2015-30901/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SBI cuts processing fee on home loans</title>
		<link>https://groups.commonfloor.com/news/sbi-cuts-processing-fee-on-home-loans-30849</link>
		<comments>https://groups.commonfloor.com/news/sbi-cuts-processing-fee-on-home-loans-30849#comments</comments>
		<pubDate>Thu, 18 Oct 2012 12:02:26 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Axis Bank]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[home loan marketing]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[processing fees]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30849</guid>
		<description><![CDATA[In order to attract customers and beat competition, State Bank of India (SBI) has cut processing fee on home loans, which is till December 31 this year. SBI&#8217;s processing fee cut will affect it&#8217;s rivals like HDFC, ICICI Bank and Axis Bank adversely, since it has already cut it&#8217;s home loan rates. In order to [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-cuts-processing-fee-on-home-loans-30849/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Convert savings on lower EMI into deposits, urges SBI</title>
		<link>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082</link>
		<comments>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082#comments</comments>
		<pubDate>Wed, 03 Oct 2012 11:07:55 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Equated Monthly Installment]]></category>
		<category><![CDATA[Home loan customers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing finance companies]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[recurring deposits]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30082</guid>
		<description><![CDATA[The  State Bank of India (SBI) is planning to showcase &#8216;lower equated monthly installment savings investment proposition’ to their existing customers as well as prospective customers including home loan customers of other banks and housing finance companies. The bank has lowered the equated monthly installments (EMIs) on home loans by about Rs. 15-19 across the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/convert-funds-on-lower-emi-into-deposits-urges-sbi-30082/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rate cuts will boost housing sector demand</title>
		<link>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014</link>
		<comments>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014#comments</comments>
		<pubDate>Wed, 03 Oct 2012 05:42:45 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Real estate trends]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Affordable housing segment]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[economy slowdown]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Real Estate India]]></category>
		<category><![CDATA[Real Estate Sector]]></category>
		<category><![CDATA[solid collaterals]]></category>
		<category><![CDATA[the Confederation of Real Estate Developers Associations of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=30014</guid>
		<description><![CDATA[Experts say that the present slowdown in the economy can be turned to a projected growth with a revival in the real estate sector. When India’s economic growth had slowed down to 6.7 per cent in 2008-09 from 9.3 per cent in the previous year, the revival of the real estate sector with a growth in [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rate-cuts-will-boost-housing-sector-demand-30014/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Banks offer repayment in 30 years for home buyers</title>
		<link>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893</link>
		<comments>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893#comments</comments>
		<pubDate>Fri, 28 Sep 2012 11:16:27 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[Equated Monthly Installment]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[loan repayment]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Pune]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=29893</guid>
		<description><![CDATA[Various leading banks have now made it possible for the home buyers to pay back their loan at leisure. Banks have adopted this policy in order to improve their retail credit group. The first ever bank with the longest year of repayment in the India’s banking history is the State Bank of India (SBI) with [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/banks-offer-repayment-in-30-years-for-home-buyers-29893/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>SBI&#8217;s home loan segement growing after rate cut</title>
		<link>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635</link>
		<comments>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635#comments</comments>
		<pubDate>Wed, 05 Sep 2012 10:44:57 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[disbursal of loan]]></category>
		<category><![CDATA[growth in home loan segment]]></category>
		<category><![CDATA[home and auto loans]]></category>
		<category><![CDATA[home loan applications]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Real Estate Industry]]></category>
		<category><![CDATA[SBI Home Loan]]></category>
		<category><![CDATA[SBI home loan rate]]></category>
		<category><![CDATA[screening of home loan application]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=28635</guid>
		<description><![CDATA[State Bank of India (SBI) is witnessing a significant growth in its home loan segment since it cut rates in the beginning of August. Officials of the country’s largest lender revealed that number of home loan applications being received per day has now doubled to 800 from 400. However, the officials stated that since there [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbis-home-loan-segement-growing-after-rate-cut-28635/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Home loans to become cheaper</title>
		<link>https://groups.commonfloor.com/news/home-loans-to-become-cheaper-28228</link>
		<comments>https://groups.commonfloor.com/news/home-loans-to-become-cheaper-28228#comments</comments>
		<pubDate>Wed, 29 Aug 2012 06:15:07 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[auto loan]]></category>
		<category><![CDATA[basis points]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[cut in interest rates]]></category>
		<category><![CDATA[education loan]]></category>
		<category><![CDATA[equated monthly installment (EMIs)]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[high rate of inflation]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[lower interest rates on home loans]]></category>
		<category><![CDATA[personal loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=28228</guid>
		<description><![CDATA[Home loans are to become cheaper in near future. While some banks have already slashed their interest rates while others are planning to do the same. The finance ministry has already asked bankers to reduce equated monthly installment (EMIs) on home loans. State-owned Central Bank of India has decided to reduce home loans by 10 [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/home-loans-to-become-cheaper-28228/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Relief to home loan borrowers on the horizon</title>
		<link>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813</link>
		<comments>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813#comments</comments>
		<pubDate>Tue, 21 Aug 2012 10:11:31 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[cheap housing credit]]></category>
		<category><![CDATA[decline in housing demand]]></category>
		<category><![CDATA[high cost of credit]]></category>
		<category><![CDATA[High inflation]]></category>
		<category><![CDATA[High interest rates]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[houing loans]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[IBA-led committee]]></category>
		<category><![CDATA[Indian Bankers Association (IBA)]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Small borrowers]]></category>
		<category><![CDATA[Small borrowers’ ability to repay loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27813</guid>
		<description><![CDATA[Home loan borrowers may get access to an alternate window rather than to wait for the Reserve Bank of India to ease interest rates as government is planning to furnish cheap housing credit opportunities. Indian Bankers Association (IBA) has been asked by the government to look into ways to provide affordable credit to home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/relief-to-home-loan-borrowers-on-the-horizon-27813/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HDFC launches revives fixed rate home loans</title>
		<link>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740</link>
		<comments>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740#comments</comments>
		<pubDate>Mon, 20 Aug 2012 11:01:15 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[fixed tenure]]></category>
		<category><![CDATA[Fixed-rate home loans]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Housing Development Finance Corporation (HDFC)]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27740</guid>
		<description><![CDATA[Housing Development Finance Corporation (HDFC) has sought to revive the market for fixed rate home loans. HDFC has decided to launch a new product where interest rates are fixed for 10 years. Under the new scheme, rates would be 125 basis points lower than HDFC&#8217;s existing fixed rate loans. The new scheme is called &#8220;Trufixed [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/hdfc-launches-revives-fixed-rate-home-loans-27740/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Small borrowers struggling to service home loan</title>
		<link>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732</link>
		<comments>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732#comments</comments>
		<pubDate>Mon, 20 Aug 2012 10:20:37 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bad debts]]></category>
		<category><![CDATA[Economically Weaker Section (EWS)]]></category>
		<category><![CDATA[high delinquencies in loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[home loan segment]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Lending rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[low-income group (LIG)]]></category>
		<category><![CDATA[Public sector banks]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27732</guid>
		<description><![CDATA[Statistics show that Public sector banks are facing the problem of high delinquencies in the home loan segment up to Rs 5 lakh. High interest rates and sticky inflation have hampered the ability of small borrowers to service home loans. Home loans in two slabs — up to Rs 2 lakh and Rs 2-5 lakh [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mumbai overtaken by Pune, NCR in home loan demand</title>
		<link>https://groups.commonfloor.com/news/mumbai-overtaken-by-pune-ncr-in-home-loan-demand-27499</link>
		<comments>https://groups.commonfloor.com/news/mumbai-overtaken-by-pune-ncr-in-home-loan-demand-27499#comments</comments>
		<pubDate>Tue, 14 Aug 2012 08:43:45 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Delhi]]></category>
		<category><![CDATA[Delhi NCR]]></category>
		<category><![CDATA[home finance executives]]></category>
		<category><![CDATA[Home loan demand]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Indian real estate]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mumbai Properties]]></category>
		<category><![CDATA[NCR]]></category>
		<category><![CDATA[new launch in Mumbai]]></category>
		<category><![CDATA[Pune]]></category>
		<category><![CDATA[Real estate in India]]></category>
		<category><![CDATA[Real Estate India]]></category>
		<category><![CDATA[Real Estate Sector]]></category>
		<category><![CDATA[Realty News]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27499</guid>
		<description><![CDATA[Real estate and home finance executives have stated that Pune and New Delhi have overtaken Mumbai with steady home loan demand. India&#8217;s financial capital does not offer a rosy picture for the real estate sector as there are not many new projects that sell in big numbers. In the recent past, most sales have been [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/mumbai-overtaken-by-pune-ncr-in-home-loan-demand-27499/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>SBI offers low interest rate on home loans</title>
		<link>https://groups.commonfloor.com/news/sbi-offers-low-interest-rate-on-home-loans-27442</link>
		<comments>https://groups.commonfloor.com/news/sbi-offers-low-interest-rate-on-home-loans-27442#comments</comments>
		<pubDate>Mon, 13 Aug 2012 05:52:34 +0000</pubDate>
		<dc:creator>Lekshmi</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Confederation of Real Estate Developers' Associations of India]]></category>
		<category><![CDATA[CREDAI]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[kerala real estate]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Property Show Trivandrum]]></category>
		<category><![CDATA[Real estate in India]]></category>
		<category><![CDATA[Real Estate in Kerala]]></category>
		<category><![CDATA[real estate in Trivandrum]]></category>
		<category><![CDATA[Real Estate India]]></category>
		<category><![CDATA[Real Estate Sector]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India]]></category>
		<category><![CDATA[Trivandrum Kerala]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27442</guid>
		<description><![CDATA[State Bank of India (SBI) has offered an all-time low interest rate to its customers interested in investing in the sector. SBI offers a low interest rate of 10.25 per cent for housing loans up to 30 lakhs and 10.4 per cent for amount above 30 lakhs, said Avinash Kumar, SBI chief manager. A three [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-offers-low-interest-rate-on-home-loans-27442/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New housing bill criticized in Maharashtra</title>
		<link>https://groups.commonfloor.com/news/new-housing-bill-criticized-in-maharashtra-27307</link>
		<comments>https://groups.commonfloor.com/news/new-housing-bill-criticized-in-maharashtra-27307#comments</comments>
		<pubDate>Thu, 09 Aug 2012 11:56:24 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Apartment]]></category>
		<category><![CDATA[Apartments]]></category>
		<category><![CDATA[Bill]]></category>
		<category><![CDATA[Developers]]></category>
		<category><![CDATA[Flat]]></category>
		<category><![CDATA[Flat buyers]]></category>
		<category><![CDATA[Flats]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[housing bill]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Maharashtra]]></category>
		<category><![CDATA[Maharashtra Housing (Regulation & Development) Bill]]></category>
		<category><![CDATA[Maharashtra Ownership of Flats Act (MOFA)]]></category>
		<category><![CDATA[Mumbai]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27307</guid>
		<description><![CDATA[The new Maharashtra Housing (Regulation &#38; Development) Bill, 2012, came under attack from housing experts as they labeled it ‘builder friendly’. Activists, housing societies and flat buyers claimed that not only was it poorly drafted, but also failed to maintain transparency and stated that it is a watered down version of the repealed Maharashtra Ownership [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/new-housing-bill-criticized-in-maharashtra-27307/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IOB reduces home loan rates</title>
		<link>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249</link>
		<comments>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249#comments</comments>
		<pubDate>Thu, 09 Aug 2012 06:19:22 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Indian Overseas Bank (IOB)]]></category>
		<category><![CDATA[Loan rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Statutory Liquidity Ratio (SLR)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27249</guid>
		<description><![CDATA[Reserve Bank of India&#8217;s (RBI) decision to cut the Statutory Liquidity Ratio (SLR) has begun to show its effects. Indian Overseas Bank (IOB) has reduced home loan rates, for loans up to Rs 30 lakh, by 25-100 basis points. A 50-bps cut in auto loan rates has also been announced. IOB has reduced the spreads [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/iob-reduces-home-loan-rates-27249/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>SBI reduces home loan growth target</title>
		<link>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768</link>
		<comments>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768#comments</comments>
		<pubDate>Fri, 03 Aug 2012 06:56:29 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home loan growth]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Houses]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing loans]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Markets]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[property market]]></category>
		<category><![CDATA[Shares]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=26768</guid>
		<description><![CDATA[State Bank of India (SBI) has revealed that it has cut its annual home loan growth target by up to 10 per cent age points. The biggest lender of the country has to revise their target due to sluggish growth in property market. The bank cut its home loan rates on Wednesday by up to [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/sbi-reduces-home-loan-growth-target-26768/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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