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	<title>Property News India and Featured Real Estate Stories &#187; Pre-payment charges</title>
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		<title>HUDCO restarts lending for home purchases</title>
		<link>https://groups.commonfloor.com/news/hudco-restarts-lending-for-home-purchases-28361</link>
		<comments>https://groups.commonfloor.com/news/hudco-restarts-lending-for-home-purchases-28361#comments</comments>
		<pubDate>Fri, 31 Aug 2012 09:10:43 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[Home loan product]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing and Urban Development Corporation (Hudco)]]></category>
		<category><![CDATA[lending for home purchases]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[processing fee]]></category>
		<category><![CDATA[salaried individuals]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=28361</guid>
		<description><![CDATA[State-run Housing and Urban Development Corporation (HUDCO) has declared to restart lending for home purchases with the launch of a competitively priced product. The new product has been dubbed as the most competitive home loan product available for salaried individuals. Interest rate on the product beats the 10.25 per cent of the largest lender in [...]]]></description>
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		<title>Role of floating home loan rates for 2011</title>
		<link>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110</link>
		<comments>https://groups.commonfloor.com/news/role-of-floating-home-loan-rates-for-2011-11110#comments</comments>
		<pubDate>Tue, 20 Dec 2011 05:05:54 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Floating Rate Home Loans]]></category>
		<category><![CDATA[HDFC]]></category>
		<category><![CDATA[Home finance]]></category>
		<category><![CDATA[Home loan environment]]></category>
		<category><![CDATA[Home loan financing company]]></category>
		<category><![CDATA[Home loan lenders]]></category>
		<category><![CDATA[Huge lenders in home finance]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[Increasing penalty]]></category>
		<category><![CDATA[LIC Housing Finance]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Private banks]]></category>
		<category><![CDATA[Realty market rates]]></category>
		<category><![CDATA[Reserve Bank of India (RBI)]]></category>
		<category><![CDATA[State Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=11110</guid>
		<description><![CDATA[In the year 2011, private banks were the huge lenders in home finance who continued to impose increasing penalty on the loan borrowers throughout the year. To ease the home loan environment, ICICI Bank a private home loan financing company waived pre-payment charges on floating rate home loans for the existing as well as for [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New loan pre-payment norm in real estate market</title>
		<link>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776</link>
		<comments>https://groups.commonfloor.com/news/new-loan-pre-payment-norm-in-real-estate-market-9776#comments</comments>
		<pubDate>Thu, 24 Nov 2011 09:42:51 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Customers]]></category>
		<category><![CDATA[Fixed Rate Home Loan]]></category>
		<category><![CDATA[Floating loans]]></category>
		<category><![CDATA[Funds]]></category>
		<category><![CDATA[HFC]]></category>
		<category><![CDATA[Home Loan rates]]></category>
		<category><![CDATA[Housing Finance Companies (HFC)]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Loan Borrowers]]></category>
		<category><![CDATA[Loan payers]]></category>
		<category><![CDATA[Norm]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[Pre-payment penalty]]></category>
		<category><![CDATA[SBI]]></category>
		<category><![CDATA[State Bank of India (SBI)]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=9776</guid>
		<description><![CDATA[Home loan rates fluctuating, here it is back into action again! The new norm is leaving the loan payers and borrowers worried behind. It is State Bank of India (SBI) this time who has decided to change pre-payment charges in concern with both the fixed and floating loans. India&#8217;s largest lender SBI calls for this [...]]]></description>
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		<title>Think Before you Rent Out</title>
		<link>https://groups.commonfloor.com/news/think-before-you-rent-out-8264</link>
		<comments>https://groups.commonfloor.com/news/think-before-you-rent-out-8264#comments</comments>
		<pubDate>Fri, 14 Oct 2011 10:20:49 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Residential Real Estate]]></category>
		<category><![CDATA[Anti social elements]]></category>
		<category><![CDATA[Deed]]></category>
		<category><![CDATA[Government ID cards]]></category>
		<category><![CDATA[House owners]]></category>
		<category><![CDATA[House renting agreement]]></category>
		<category><![CDATA[Identification Cards]]></category>
		<category><![CDATA[Legal Document]]></category>
		<category><![CDATA[Legal formalities]]></category>
		<category><![CDATA[Legal responsibilities]]></category>
		<category><![CDATA[Living spaces]]></category>
		<category><![CDATA[Maintenance]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[property tax]]></category>
		<category><![CDATA[Tax payers]]></category>
		<category><![CDATA[Tenant]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=8264</guid>
		<description><![CDATA[Changing times call for a change in the ways in which living spaces are rented out by people. While making background checks on potential tenants is a must, there are other legal responsibilities which come as a duty call for prospective house owners. There are few social responsibilities to be taken initiative by the house owners [...]]]></description>
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		<title>Home Loans safest way to overcome rising Interest Rates</title>
		<link>https://groups.commonfloor.com/news/home-loans-safest-way-to-overcome-rising-interest-rates-7650</link>
		<comments>https://groups.commonfloor.com/news/home-loans-safest-way-to-overcome-rising-interest-rates-7650#comments</comments>
		<pubDate>Wed, 21 Sep 2011 06:06:33 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[EMI]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[Pre-payment charges]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=7650</guid>
		<description><![CDATA[Reserve Bank of India (RBI) has hiked the interest rates nearly 12 times for over a period of 18 months wherein all the loan borrowers are being burdened. Satish Kumar, national credit manager, mortgages, at ICICI Bank reported saying, a well planned budget for the payment of regular pre-payment charges is the best way to [...]]]></description>
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