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	<title>Property News India and Featured Real Estate Stories &#187; Public sector banks</title>
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	<link>https://groups.commonfloor.com/news</link>
	<description>Property News India and Featured Real Estate Stories</description>
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		<title>Apprehensive housing</title>
		<link>https://groups.commonfloor.com/news/apprehensive-housing-59393</link>
		<comments>https://groups.commonfloor.com/news/apprehensive-housing-59393#comments</comments>
		<pubDate>Thu, 03 Apr 2014 10:11:32 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Apprehensive housing]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[house buyers]]></category>
		<category><![CDATA[Housing finance]]></category>
		<category><![CDATA[Iceberg]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Location]]></category>
		<category><![CDATA[Price segment]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Quality standard]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Risk management]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=59393</guid>
		<description><![CDATA[Housing finance was viewed by banks as one of the safest avenues for lending. Banks that had got into the act early on, in competition with the specialised housing finance companies that started the business, were handsomely rewarded with a very positive risk-reward profile for several years. As the sector expanded, though, many of these [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/apprehensive-housing-59393/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>High home loan NPAs in public sector banks under lens</title>
		<link>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165</link>
		<comments>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165#comments</comments>
		<pubDate>Wed, 26 Mar 2014 05:42:22 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Realty News]]></category>
		<category><![CDATA[asset quality]]></category>
		<category><![CDATA[banks under lens for High home loan]]></category>
		<category><![CDATA[Branch managers]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[Central Registry of Securitisation Asset Recon-struction and Security Interest of India]]></category>
		<category><![CDATA[Credit flow]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[finance ministry over high home loan]]></category>
		<category><![CDATA[Financial services department]]></category>
		<category><![CDATA[Government data]]></category>
		<category><![CDATA[High home loan]]></category>
		<category><![CDATA[Housing loan]]></category>
		<category><![CDATA[Housing NPAs]]></category>
		<category><![CDATA[Increased observation]]></category>
		<category><![CDATA[Indian Overseas Bank]]></category>
		<category><![CDATA[Mortgages deals]]></category>
		<category><![CDATA[Non-performing assets]]></category>
		<category><![CDATA[Non-performing assets home loan]]></category>
		<category><![CDATA[NPAs in public sector]]></category>
		<category><![CDATA[P Chidambaram]]></category>
		<category><![CDATA[Physical inspections]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[rural]]></category>
		<category><![CDATA[Secured credit portfolio]]></category>
		<category><![CDATA[Semi-urban areas]]></category>
		<category><![CDATA[Syndicate Bank]]></category>
		<category><![CDATA[UCO Bank]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=58165</guid>
		<description><![CDATA[To grow their secured credit portfolio, Banks usually believe housing loans the best bet. Whereas that is frequently the case, some public sector banks have reported higher level of non-performing assets (NPAs) in their housing loan book. At six public sector banks, the finance ministry has showed concern over high home loan NPAs counting the [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/high-home-loan-npas-in-public-sector-banks-under-lens-58165/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRB starts work on Rs 4,139-cr road projects</title>
		<link>https://groups.commonfloor.com/news/irb-starts-work-on-rs-4139-cr-road-projects-56373</link>
		<comments>https://groups.commonfloor.com/news/irb-starts-work-on-rs-4139-cr-road-projects-56373#comments</comments>
		<pubDate>Mon, 10 Mar 2014 07:58:42 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Projects]]></category>
		<category><![CDATA[BSE]]></category>
		<category><![CDATA[Company's wholly-owned subsidiaries]]></category>
		<category><![CDATA[DBFOT]]></category>
		<category><![CDATA[Goa]]></category>
		<category><![CDATA[IRB Infrastructure]]></category>
		<category><![CDATA[IRB Westcoast Tollway Pvt Ltd]]></category>
		<category><![CDATA[Karnataka]]></category>
		<category><![CDATA[Kundapur]]></category>
		<category><![CDATA[Maharashtra]]></category>
		<category><![CDATA[NHAI]]></category>
		<category><![CDATA[NHDP phase IV]]></category>
		<category><![CDATA[Project finance]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Road projects in Karnataka]]></category>
		<category><![CDATA[road projects in Maharashtra]]></category>
		<category><![CDATA[Solapur Yedeshi Tollway Pvt Ltd]]></category>
		<category><![CDATA[SPV]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=56373</guid>
		<description><![CDATA[Two road projects in Karnataka and Maharashtra, which entail a cost of Rs 4,139 crore, have been started by IRB Infrastructure. IRB Infrastructure said in a filing to the BSE, that Rs 2,639-crore scheme for four-laning of a highway in Karnataka and the Rs 1,500-crore road widening project in Maharashtra are being implemented by company&#8217;s [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/irb-starts-work-on-rs-4139-cr-road-projects-56373/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CCI impact partial on stuck projects</title>
		<link>https://groups.commonfloor.com/news/cci-impact-partial-on-stuck-projects-56232</link>
		<comments>https://groups.commonfloor.com/news/cci-impact-partial-on-stuck-projects-56232#comments</comments>
		<pubDate>Fri, 07 Mar 2014 13:05:41 +0000</pubDate>
		<dc:creator>gaurav.gupta</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cabinet committee on investment]]></category>
		<category><![CDATA[CCI]]></category>
		<category><![CDATA[Chhattisgarh]]></category>
		<category><![CDATA[coal]]></category>
		<category><![CDATA[Commercial real estate]]></category>
		<category><![CDATA[Confederation of Indian Industry]]></category>
		<category><![CDATA[CRISIL]]></category>
		<category><![CDATA[CTL]]></category>
		<category><![CDATA[Highways]]></category>
		<category><![CDATA[IMF]]></category>
		<category><![CDATA[International Monetary Fund]]></category>
		<category><![CDATA[Jharkhand]]></category>
		<category><![CDATA[Jindal Synfuels]]></category>
		<category><![CDATA[JSPL Pataru Steel Project]]></category>
		<category><![CDATA[Odisha]]></category>
		<category><![CDATA[petroleum & natural gas]]></category>
		<category><![CDATA[PMG]]></category>
		<category><![CDATA[Posco]]></category>
		<category><![CDATA[Power]]></category>
		<category><![CDATA[Project Monitoring Group]]></category>
		<category><![CDATA[PSB]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Raigarh Expansion Project]]></category>
		<category><![CDATA[Road transport]]></category>
		<category><![CDATA[steel]]></category>
		<category><![CDATA[Tata Sasol]]></category>
		<category><![CDATA[Tilaiya]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/news/?p=56232</guid>
		<description><![CDATA[After one year of its formation, the Cabinet Committee on Investment (CCI) is said to have unlocked 144 stalled infrastructure projects worth Rs 5.27 lakh crore. 253 more projects, however, with an investment of Rs 12.82 lakh crore, are still stuck for various clearances. Power, coal, steel, petroleum &#38; natural gas, and road transport &#38; highways sectors form [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/cci-impact-partial-on-stuck-projects-56232/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public sector banks cheered by home loan takers</title>
		<link>https://groups.commonfloor.com/news/public-sector-banks-cheered-by-home-loan-takers-32692</link>
		<comments>https://groups.commonfloor.com/news/public-sector-banks-cheered-by-home-loan-takers-32692#comments</comments>
		<pubDate>Mon, 19 Nov 2012 09:30:04 +0000</pubDate>
		<dc:creator>praveen.p</dc:creator>
				<category><![CDATA[Civic Issues]]></category>
		<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[alarmingly increasing NPA]]></category>
		<category><![CDATA[Defaulters]]></category>
		<category><![CDATA[equated monthly instalments (EMI)]]></category>
		<category><![CDATA[finance minister P.Chidambaram]]></category>
		<category><![CDATA[Finance ministry]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan categories]]></category>
		<category><![CDATA[home loan takers]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[lower interest rates]]></category>
		<category><![CDATA[non-performing assets (NPAs)]]></category>
		<category><![CDATA[Public sector banks]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=32692</guid>
		<description><![CDATA[New Delhi-Recent reports suggest  that the public sector banks were quite benefited by the home loan takers as the lower interest rates have resulted in regular monthly payment causing very less defaulters. The outstandings in the first 6 months were almost 96% of 2011-12 and more in 2010-11. Also, the non-performing assets (NPAs) have declined in all home loan [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/public-sector-banks-cheered-by-home-loan-takers-32692/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Public sector banks cut home loan rates</title>
		<link>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007</link>
		<comments>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007#comments</comments>
		<pubDate>Tue, 23 Oct 2012 05:48:15 +0000</pubDate>
		<dc:creator>mainaki</dc:creator>
				<category><![CDATA[Other cities]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Allahabad Bank]]></category>
		<category><![CDATA[Bank of Baroda]]></category>
		<category><![CDATA[Bank of India]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Canara Bank]]></category>
		<category><![CDATA[Central Bank of India]]></category>
		<category><![CDATA[Home loan interest rates]]></category>
		<category><![CDATA[home loan rate cuts]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Indian Bank]]></category>
		<category><![CDATA[interest rate cuts]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=31007</guid>
		<description><![CDATA[In order to boost demand in the economy,  public sector banks have either cut interest rates or waived home loans processing fee in response to Reserve Bank of India&#8217;s (RBI) monetary policy and finance minister P Chidambaram initiative to revive growth. Several lenders have cut interest rates for home loans such as Bank of Baroda, Bank [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/public-sector-banks-cut-home-loan-rates-31007/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chidambaram urges banks to put pressure on developers to lower prices</title>
		<link>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866</link>
		<comments>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866#comments</comments>
		<pubDate>Wed, 22 Aug 2012 06:25:44 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Delhi-NCR]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Finance Minister]]></category>
		<category><![CDATA[government-owned banks]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[lower prices of property]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Real Estate Developers]]></category>
		<category><![CDATA[Real estate in India]]></category>
		<category><![CDATA[Real Estate India]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27866</guid>
		<description><![CDATA[The Finance Minister has urged the chiefs of government-owned banks to put pressure on real estate developers to lower property prices. This has been done in order to get the economy moving, which has been hit by a slowdown. In a meeting with bank chiefs, Finance Minister, P Chidambaram, asked the bankers to influence builders [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/chidambaram-urges-banks-to-put-pressure-on-developers-to-lower-prices-27866/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Small borrowers struggling to service home loan</title>
		<link>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732</link>
		<comments>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732#comments</comments>
		<pubDate>Mon, 20 Aug 2012 10:20:37 +0000</pubDate>
		<dc:creator>dipjyoti</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bad debts]]></category>
		<category><![CDATA[Economically Weaker Section (EWS)]]></category>
		<category><![CDATA[high delinquencies in loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Home loan borrowers]]></category>
		<category><![CDATA[Home Loan Interest rate]]></category>
		<category><![CDATA[home loan segment]]></category>
		<category><![CDATA[Home loans]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Lending rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[low-income group (LIG)]]></category>
		<category><![CDATA[Public sector banks]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=27732</guid>
		<description><![CDATA[Statistics show that Public sector banks are facing the problem of high delinquencies in the home loan segment up to Rs 5 lakh. High interest rates and sticky inflation have hampered the ability of small borrowers to service home loans. Home loans in two slabs — up to Rs 2 lakh and Rs 2-5 lakh [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/small-borrowers-struggling-to-service-home-loan-27732/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paying property tax made easier in Chennai!</title>
		<link>https://groups.commonfloor.com/news/paying-property-tax-made-easier-in-chennai-12656</link>
		<comments>https://groups.commonfloor.com/news/paying-property-tax-made-easier-in-chennai-12656#comments</comments>
		<pubDate>Thu, 12 Jan 2012 09:36:44 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Realty News]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Banks taking property tax]]></category>
		<category><![CDATA[Canara Bank]]></category>
		<category><![CDATA[Chennai]]></category>
		<category><![CDATA[Chennai Corporation]]></category>
		<category><![CDATA[Chennai property]]></category>
		<category><![CDATA[Chennai property tax]]></category>
		<category><![CDATA[ICICI Bank]]></category>
		<category><![CDATA[Indian Bank]]></category>
		<category><![CDATA[Indian Overseas Bank]]></category>
		<category><![CDATA[Paying property tax]]></category>
		<category><![CDATA[Payment of property tax]]></category>
		<category><![CDATA[Pongal]]></category>
		<category><![CDATA[Private sector banks]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property tax in Chennai]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Punjab National Bank]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=12656</guid>
		<description><![CDATA[Soon, paying property tax in Chennai is going to be an easier task, thanks to the city corporation. The Chennai Corporation has taken this initiative of appointing at least five public and private sector banks for collecting payment of property tax. The facility is planned to be launched after Pongal. The participating banks would be [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/paying-property-tax-made-easier-in-chennai-12656/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI: Bad Loans Rising in the System but not a Risk Yet</title>
		<link>https://groups.commonfloor.com/news/rbi-bad-loans-rising-in-the-system-but-not-a-risk-yet-6980</link>
		<comments>https://groups.commonfloor.com/news/rbi-bad-loans-rising-in-the-system-but-not-a-risk-yet-6980#comments</comments>
		<pubDate>Thu, 25 Aug 2011 05:10:47 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bad Loans]]></category>
		<category><![CDATA[Bad Loans Rising in the System]]></category>
		<category><![CDATA[EMIs]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Rising risks from small and medium scale industries]]></category>
		<category><![CDATA[Rising risks to assets]]></category>
		<category><![CDATA[Small and medium scale industries]]></category>
		<category><![CDATA[Systemic risk]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=6980</guid>
		<description><![CDATA[The Reserve Bank of India (RBI) had jacked up its key lending rate by a steep 425 basis points in the past 15 months to batten down inflation and the banks have passed on the increased cost to borrowers. Banks have been witnessing rising risks from small and medium scale industries and unsecured portfolios, which [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-bad-loans-rising-in-the-system-but-not-a-risk-yet-6980/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RBI tightening Small Borrowers’ ability to repay Loans</title>
		<link>https://groups.commonfloor.com/news/rbi-tightening-small-borrowers%e2%80%99-ability-to-repay-loans-5373</link>
		<comments>https://groups.commonfloor.com/news/rbi-tightening-small-borrowers%e2%80%99-ability-to-repay-loans-5373#comments</comments>
		<pubDate>Thu, 14 Jul 2011 09:36:47 +0000</pubDate>
		<dc:creator>Poonam Das</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Borrowers’ repayment commitment to banks]]></category>
		<category><![CDATA[Finance ministry data]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Low-income group]]></category>
		<category><![CDATA[Monetary tightening]]></category>
		<category><![CDATA[Moneylenders]]></category>
		<category><![CDATA[Mumbai]]></category>
		<category><![CDATA[Non-performing assets]]></category>
		<category><![CDATA[Policy Rates]]></category>
		<category><![CDATA[Public sector banks]]></category>
		<category><![CDATA[Raised interest rates]]></category>
		<category><![CDATA[RBI]]></category>
		<category><![CDATA[RBI has increased policy rates 10 times]]></category>
		<category><![CDATA[RBI tightening Small Borrowers’ ability to repay Loans]]></category>
		<category><![CDATA[Repayment ability]]></category>
		<category><![CDATA[Reserve Bank of India]]></category>
		<category><![CDATA[Salaried employees]]></category>
		<category><![CDATA[Small borrowers]]></category>
		<category><![CDATA[Small borrowers’ ability to repay loans]]></category>

		<guid isPermaLink="false">http://www.commonfloor.com/stories/?p=5373</guid>
		<description><![CDATA[According to recent finance ministry data that captures the performance of public sector banks, instances of home loan defaults contributing to gross non-performing assets (NPAs) was the highest in the category of loans up to Rs 2 lakh. The figure stood at six per cent in 2010-11, slightly lower than 6.4 per cent in 2009-10. [...]]]></description>
		<wfw:commentRss>https://groups.commonfloor.com/news/rbi-tightening-small-borrowers%e2%80%99-ability-to-repay-loans-5373/feed</wfw:commentRss>
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