If you own a property in Bangalore, along with the many other technical ‘property jargon’ you might’ve heard the term ‘khata transfer’ as well. If you’d targeted only the seemingly more important ones and ignored the rest, we’re here to discuss just how important KHATA actually is!

Below we list a few fundamental questions/answers around the topic.

What is a Khata certificate?

A khata is essentially an assessment of property, a document maintained by the BBMP (Bruhat Bangalore MahanagaraPalike) that specifies certain details about a piece of land (such as the owner’s name, property dimensions, built-up area, and tax details). This document is, in fact, legal proof of the ownership of any land. It determines who exactly the property is registered to and who is liable to pay taxes incurred on that property.

Khata serves as an important document while trying to obtain a loan from a bank or a building/trade license.

Khata contains all necessary data regarding a piece of land and is, therefore, an account assessment of the property. Anybody with the land that falls under the jurisdiction of BBMP (Bruhat Bangalore MahanagaraPalike) or BMRDA (Bangalore Metropolitan region development Authority) must obtain a khata for taxation, loan, etc.

When do you need to transfer a khata?

This needs to be done in case of sale of the property, death of the registered owner while taking a bank loan or to execute a will or a gift deed.

What do you mean by an A or B khata?

A and B khatas are registers maintained by the civic authorities to collect taxes from property holders. If your property is listed under A Khata, it comes under the jurisdiction of the BBMP. If it’s listed under B Khata, it falls under the jurisdiction of the local municipal authorities.

The B khata type was introduced to legalize property under BBMP. When BBMP grew in the jurisdiction, it became imperative that older properties be legally brought under the purview of BBMP and so they devised the B khata. A Khata is for those properties which have been developed after the formation of BBMP and are in compliance with all their laws.

According to a circular issued by BBMP, B Khata properties can be converted to A Khata by paying a certain betterment charge & clearing all due property tax.

Now that you know all the basic details about khata certificate and why it’s important, in our upcoming post we’ll discuss how (steps) you can obtain this certificate easily. Stay tuned to read about it! If you are interested in getting a khata for your apartment or community, kindly write to us in the section below.

Khata is a required document or certificate needed by property owners in Bangalore. It is circulated by Bruhat Bengaluru Mahanagara Palike (BBMP), the municipal corporation of Bangalore, to properties that befall beneath its jurisdiction. Khata serves as proof that property tax has been paid on an appropriate property.

Each property owner in Bangalore must hold a Khata certificate to carry out legal proceedings including property specifications. But having a khata does not deliberate ownership of the property on those in whose name the khata is registered.

How did A Khata and B Khata come into occurrence?

A Khata and B Khata indicates the two types of khatas that are under BBMP. The idea of khata had arrived in 2007 after BBMP was developed to analyze the combination of property taxes in Bangalore. Khata was founded to enhance the idea of property tax collection.

BBMP began managing two registers to support the property taxes. The first register was named A Khata and it comprised the list of the entirely legal properties in Bangalore. the second register called B Khata was declared to restrain the list of illegal or semi-legal properties in Bangalore. Thus, A Khata and B Khata appeared to be accumulated.

Advantages of owning an A Khata property

An A khata of the property facilitates the owner to continue development on the site. The owner can choose commercial or domestic construction. The A khata certificate can also be utilized for loans from other financial organizations or bank loans. Since a khata is regarded as a legal document, property owners can execute transactions such as resell ownership or resell of the property.

Differences among A Khata and B Khata properties

There are some differences between a khata and B khata properties. Some of the significant differences are as follows:

• The owner of an A khata property can employ for essential amenities such as electricity connection, water connection, etc. the owner of a B khata property cannot ask for the same.
• The A khata property owners can implement for bank loans from any nationalized or a private bank with respect to their property, but B khata property owners cannot be availed for bank loans based on their property.
• In the state of trade licenses, it is only the A khata property owners who are conferred the right, while B khata property owners reside denied of the same.
• Though owners of these two types of khata documents can pay property taxes, the government evaluates A khata properties as legal while the B khata properties are designated as semi-legal or illegal.

How to convert B Khata to A Khata

B khata properties that have a very slight variation from the believed building regulations and laws can be transformed into A khata. The owner of a B khata property can promote it to an A khata by fulfilling specific criteria and developing a few steps, such as:

Step 1: Transform the land from agricultural to non-agricultural use by implementing for District Commissioner (DC) Conversion.

Step 2: Clear all property taxes due on the property to date as per the government standards.

Step 3: Get the khata form from the BBMP office and fill the details as needed in the form.

Step 4: Gather all the expected documents to be presented along with the application.

Step 5: Pay all the BBMP Betterment Charges.

Usually, A khata document is declared within a period of 4 to 6 weeks after the submission of the form and the relevant documents.

Documents required for the conversion of B Khata to A Khata

Property owners those who want to convert their B khata property to a khata property must present the subsequent documents along with the form for conversion:

• Title deed
• Sale deed
• Copies of property tax receipts paid previously
• Order of conversion of the land from agricultural to non-agricultural use
• Proof of any improvement charges paid
• Occupancy certificate
• Blueprint showing the property’s location
• Blueprint showing the property dimensions and other specifications of the property
• Khata extract
• Any another document as required for the conversion