Karnataka CM’s One Lakh Housing Scheme in the State for the BPL Families
Housing has been considering as a basic human need. For this goal, the Karnataka Govt. has drawn up many schemes to provide housing to the homeless people in the state. In order to meet Prime Minister Narendra Modi’s “Housing for All by 2022” target, the state government is planning to develop one lakh affordable housing for people living Below Poverty Line (BPL). The govt has termed the scheme as “CM One Lakh Housing Scheme 2019”. The project is being financed under the central as well as the state govt scheme such as Pradhan Mantri Awas Yojana, The Rajiv Gandhi Awas Yojana, the Ambedkar Housing Scheme, and the Basavanna Housing Scheme. This scheme will be carried out in two phases. People can apply online for Phase-2.
As per a report, approx. 25.36 lakh rural families do not own a house or land. Additionally, 11 lakh urban families have attempted housing under the Pradhan Mantri Awas Yojana (PMAY).
Under the proposed plan, the homeless who apply for housing will be linked with banks for home loans, with the government taking care of the interest payment for a 12 to 15-year period. This is unlike existing housing schemes under which the government gives financial benefits directly to the beneficiaries to construct homes.
Lack of land availability has forced the state to opt for construction of G+14, instead of the previous plan of G+3 floors. Around 1,500 acres of govt land will be recovered from encroachers to build these homes. The scheme is valid for all parts of the city, including Bangalore East, West, North, and South.
What are the eligibility criteria for the Bangalore Housing Scheme 2019? Or, Who can apply for the Bangalore Housing Scheme 2019?
The Karnataka govt. has set up certain eligibility criteria to identify the suitable beneficiaries for the scheme. Applicants need to meet the following eligibility criteria for the same:
- Those belonging to the BPL category, with a family income of less than Rs 87,000/year can apply.
- The applicant must be a resident of Bengaluru for the past 5-years or more and must not own another property.
- He/she should NOT have availed subsidy from any other housing scheme offered by the Government.
- He/she should not own a house
What are the documents required for the Bangalore housing scheme 2019?
While applying for the CM’s One Lakh Housing Scheme 2019, an applicant is needed to provide pr submit certain documents. Here is a list of documents require to be submitted to get a house under the Bangalore Housing Scheme 2019.
- Aadhar Card number
- Bank Account number
- Caste certificate number
- Domicile certificate number
- Voters ID card
- Registration number (granted by the Labour Department for construction workers)
- Income certificate number
For allotting the housing units under the scheme, the state government has reserved a section of flats for a particular segment of the society. Around 30% of the houses under the scheme have been reserved for Scheduled Castes (SC), 10% for Scheduled Tribes (STs), 10% for Minorities and 50% for the General category.
What will be the cost of a house under the Bangalore Housing Scheme 2019?
Houses under the scheme were earlier expected to cost between Rs 5.50 and 6 lakh. With the change in the building plans, rates might be revised, too. Those who are eligible for this scheme will be provided a subsidy of Rs 1.20 lakh by the government for the general category, while SC/ST applicants would be given a Rs 2-lakh as subsidy. The remaining amount will be borne by the individuals themselves.
How to apply online for the Bangalore housing scheme 2019?
To apply for the Bangalore Housing Scheme 2019, an applicant will have to fill up an online application form after paying the registration fee of Rs 100. One can also pay it digitally using different modes including debit cards, credit cards, and internet banking.
To fill up the online application form. CLICK HERE
How to check the application status online?
To check the application status online, follow these simple steps:
- Go to the LINK i.e.(ashraya.kar.nic.in)
- Select the District and Enter the Beneficiary Code
- Click the ‘Submit’ Button
How to check your name in the beneficiary list for the Bangalore housing scheme 2019?
If you want to view your name in the beneficiary list, you can search either by entering your name, Aadhar card, and mobile number.
OR
For downloading the complete list of identified beneficiaries – CLICK HERE
What will be the subsidy under CM’s One Lakh Housing Scheme 2019?
The government of Karnataka is giving the houses under the prescribed scheme at subsidized rates. For SCs and STs, the government is giving a subsidy of Rs 3.5 lakh while for the General category, Rs 2 lakh has been sanctioned.
The actual cost of a 1BHK flat under CM’s One Lakh Housing Scheme is Rs 9 lakh, excluding infrastructure cost and subsidy amount.
For more scheme related information – CLICK HERE
Is there any home loan availability for this scheme?
Yes, the beneficiary can also apply for a home loan and he/she will have to pay Rs 900/month for a loan amount of Rs 1 lakh for 15 years in that case.
How to download Karnataka CM 1 Lakh Houses Selection Letter?
Procedure to download CM 1 lakh House Selection Letter online:
- Step-1: Visit the official website of Karnataka Govt i.e (ashraya.kar.nic.in)
- Step-2: On the home page, click the section or directly click “CM 1 Lakh Houses Selection Letter”
- Step-3: Enter their applicant ID
- Step-4: Click at the view option to check allotment status under CM One Lakh Housing Scheme.
- Step-5: Download the selection letter.
Bangalore Housing Scheme 2019 Updates
Karnataka CM’s Housing Scheme to provide one lakh housing units for people living Below Poverty Line (BPL) has hit hurdles. Half of the 175 acres 34 guntas that were held aside for constructing 26,102 units are caught into various disputes. Apart from that, the Rajiv Gandhi Housing Corporation Ltd (RGHCL) is also facing issues with regard to finding construction companies that are ready to take up the project.
