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Q:After borrowing with the agreement to payback yearly 5% for 7years
Is now not up to 2years I want to pay him back but he is asking for The full 7years EMI I'm loosing facts to this subjection Please is this right?
Latest Answer: Hi Dr. Maxwell,
Most banks have a lock-in period of 6 months to a year. Some of them allow you to pre-close even after the 1st EMI have been debited from your bank. Sometimes some of the banks tend to allow pre-closure at no cost or charge a pre closure fee. You need to clear all these doubts with the bank's’ loan adviser before signing the loan document.
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Q:Hi, Is it possible to take loan against the property for doing changes in the interior??isn't there any Loan for House Repair or so ? duration needed is just 6 months ?
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Q:Recently, I have applied for HDFC personal loan. As per the bank rule, the interest rate will be 13.75% to 25.00% floating. I just wanted to know how this interest rate is calculated.
Q:Recently, I have constructed a house by availing a personal loan from Bank of India. My loan tenure period is 7yrs. I just wanted to know whether I can rent this house. Shall I inform the bank before renting this house?
Latest Answer: Yes, of course you can rent that house on which you have taken the loan. But before renting the house, you need to get permission from your respective bank as per the home loan agreement.
