Q:Hi,I'm looking out for plots in Devanahalli and most of the plots are BIAPPA approved. I'm more inclined towards SBI for home loan and was wondering if people from this group have availed plot home loans through SBI in BIAAPA approved layouts?I've got multiple inputs from SBI HLC, SBI SecCaps, SBI Kormanagala RACPC office. Few say they do approve.Few say they don't as BIAAPA is outside Bengaluru and private layouts outside Bengaluru are not being considered by SBI from recent circular (Which I couldnot find anywhere online).Please share your experience.
Latest Answer: Hi Prateek, as far my knowledge you can get the loan.There will not be any issue with BIAPPA approved. Reply your mail address i ll forward you some agent number they will make your work done.
Q:Hi,I need help of you guys again :)I'm looking to get an home loan and finalized 2 banks and not sure which bank to go with, considering both banks fullfill my requurements and property is only approved by HDFC and not SBI.Considering this, what you guys suggest HDFC or SBI?
Latest Answer: But there is certain terms and conditions for availing this new home loan. This new home loan is available mainly to salaried individuals with a 2-year track record. The upper age limit for this scheme is 45 years. Given the target group, the bank offers loans with a repayment tenure of 25-30 yrs under the scheme.
Q:SBI may have cut its base lending rate by 40 bps to 9.3% following RBI's latest policy rate cut, but the actual reduction in housing loan rate will be a maximum of only 20 bps.
Latest Answer: Hi Rakshit,
The Maxgain loan is a home loan structured as an overdraft. In this loan category, the borrower is not charged any interest for any surplus that the borrower charge in a current account linked to the loan. For a Maxgain loan above Rs 1 crore, interest has been revised to 9.75% for women and 9.8% for men.
Latest Answer: Hello, under this scheme Loans of up to Rs 75 lakh is given to new people at 10.15 per cent against the existing rate of 10.50 per cent. For women borrowers, there is additional concession of 0.05 per cent and so the rate is 10.10 per cent.
Q:Hi,I would like to get this information as I am planning to transfer my loan to SBI Is Damden Neputinia project approved by State bank of India ? If so can you please provide details around the same.Regards,Guruprasad D Ramarao
Q:SBI home loans will be sanctioned after legal proceedings and Valuation done..So let me know who can do the legal proceedings for this apartments from SBI and the Valuator contact details. Please let me know who can process the SBI home loans faster to buy a flat in Ittina neela apartments. I had already booked a flat in I block.
Q:I want to get loan from SBI. They have asked for - tripertite agreement, complete chain of property (jamabandi, licence, approvals from authorities)
Could you provide all these documents early? When and how?
Latest Answer: Home Loan :
All the projects of Trimurty Group are backed by loan facilities from leading banks and financial institutions like SBI, HDFC, ICICI Bank, LIC Housing Finance, CITI Bank, Axis Bank, etc. You may avail flexible and hassle-free finance options for residential and even commercial property purchase.
Please feel free to get in touch with us.
http://www.trimurty.com/home-loan