Latest Answer: Toward the beginning of the loan the measure of interest you pay every month is a lot higher than the measure of the head. This is because toward the start you actually owe a great deal of your head so your advantage installments are higher. Over the long run as you pay down your home loan head the sum you pay toward interest continuously goes down. When you arrive at your last installments they are generally going toward the head with simply a little part going toward the interest. This cycle of offsetting the head and interest every month to keep your installments at a consistent sum is called amortization. Visit Shriram city & Apply for a loan with the lowest interest rate.