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Real Estate Forum on Loan

Real Estate Property Discussion Forum and Guide to Real Estate Queries

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Q: Looking to Buy a house and wanted to make loan 10 lakhs what will be the EMI ??
Latest Answer: Government banks along with some private numbers and financial institutions are running in a front panel by offering lowest interest rates on home loans at the rate of 8.35% to 18.20%. The front runners are SBI, ICICI, Standard chartered bank and LIC. SBI and ICICI bank has given a privilege to its women borrowers by providing them a home loan interest rate lesser than the home loan interest rate provided to the male borrowers.
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Q: Online loan application portals are your one-stop solution for hassle-free loans. Just log online to start comparing the offers by different lending institutes and chose the option that best suits your requirement and capacity.The procedure is simple and extremely helpful.If you want more details cantact me.022-41317722
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Q: Can i sell my group of apartments to the the buyer at the same time can i be the loan provider if yes what the procedure i need to follow and to start giving loans what all the permissions i need to get and from which department i need to approach.

Latest Answer: Hi , there is no such rule that you cannot provide loan in same time when you are sell the property . but for loan you have be get approval from the concerned bank for tie up and also you have to tie up for the interest payment procedure. so for tie up you can consult with the local branch of concerned bank for any rule and procedure.
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Q: It seems that property prices inj Nerul clock over 30% returns in 2 years.
Latest Answer: Hello Suresh, The robust social and physical infrastructure has also helped Nerul's real estate market to grow. The locality boasts of all amenities required by an end-user such as hospitals, schools, restaurants and entertainment zones. Hence, the locality continues to rule the roost for rental accommodation as well
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Q: I am considering to buy a flat in this project. So just want to know the review about the project?
One of the issue I found is, they have not got Loan approval from SBI. So just want to know anyone of you have checked the legal documents and get it verified?
Please let me know your reviews.

Latest Answer: we are finalized the project , and SBI, HDFC, and LIC is doing the Loan for them..
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Q: The project is approved only by ICICI in Flexi plan, But I want to opt for any govt bank..

Latest Answer: You can visit your nearest government banks and discuss with the concern person if they are providing home loans for the project you are talking about.
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Q: What are the loan borrowers going to do in such situation?
Latest Answer: As far as I know recently SBI has withdrawal the interest rate that has brought in major re-adjustments in the consumers and we are hoping that the rate of interest does not hike in the future.
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Q: Aadhar housing has introduced a new loan scheme in Kolkata and Bhubaneshwar. When is the scheme going to be functional and what are the loan categories coming under Aadhar Housing?
Latest Answer: The loan is getting functionally by the end of March 2012. The Aadhar Housing includes loan against constructing housing, loan against property, lease rental finance and also on government plot mortgage scheme.
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Q: Can anyone help me out with some ideas how can I make my home loan repayment comfortable?

Latest Answer: To repay your home loan you can use investment avenues like equity and mutual funds to keep the EMI's down. Even prepayment can bring down the cost of a home loan.
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