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EMI

Latest projects in Noida delayed

Latest projects in Noida delayed
Mr. Ramesh Saxena who is 29 year old IT professional has booked a flat in Noida Extension in 2009. He was promised he would get the possession in 3 years but his house is nowhere to be completed, therefore he is paying Rs 20,000 a month as rent in Vaishali. Mr. Saxena says that he [...] Continue Reading »

Home Loan repayment and monthly installment

Home Loan repayment and monthly installment
Equated Monthly Installment or EMI can be defined as a fixed payment amount levied by a lender from a borrower at a specified date of each calendar month. According to the loan, the monthly installments are calculated to pay off both interest and principal each month, so that over a specified time period, the loan [...] Continue Reading »

Metros apt for renting rather than buying

Metros apt for renting rather than buying
Delhi/NCR- Most home buyers are quite baffled whether to buy or rent a home in a metro city. However, the increased costs of the property in prime areas along with the suburbs have made  housing a difficult option in metropolitan cities especially for the middle income class. According to various analysis based on rental and property values [...] Continue Reading »

Banks offer repayment in 30 years for home buyers

Banks offer repayment in 30 years for home buyers
Various leading banks have now made it possible for the home buyers to pay back their loan at leisure. Banks have adopted this policy in order to improve their retail credit group. The first ever bank with the longest year of repayment in the India’s banking history is the State Bank of India (SBI) with [...] Continue Reading »

Ghaziabad realty slips due to economic downturn

Ghaziabad realty slips due to economic downturn
Ghaziabad real estate has plummeted by more than 10 per cent, as an outcome of the economic slowdown. Builders and developers are unable to reduce the ever increasing input costs which further lead to a hike in equated monthly installments (EMIs). Along with rising input costs and EMIs, other factors such as rising interest rates, higher land [...] Continue Reading »

SBI to provide home loan at cheaper rates

SBI to provide home loan at cheaper rates
A Memorandum of Understanding (MoU) has been signed between Bihar government and the State Bank of India to provide home loan to state government employees at cheaper rates. As per the MoU, the government being the guarantor would deduct the EMI from the loan beneficiary’s salary if he/she is in default on the loan. This [...] Continue Reading »

Property sales in Mumbai witnessing a negative growth

Property sales in Mumbai witnessing a negative growth
In the first two quarters of 2012, Mumbai, India’s financial capital has been witnessing a downward trend in property sales’ front. Even purchase and buying activity is not going good either. From January- May 2012, experts have said that people are looking for a more subtle way like fixed monthly lease rent than buying a [...] Continue Reading »

Who owns Mayfield Gardens?

Who owns Mayfield Gardens?
The Mayfield Gardens residents are themselves in a huge confusion in concern with the ownership of their properties. The residents are completely clueless after they got to know about the department of town and country planning (DTCP) announced to takeover the township from builder. Also, the DTCP announced that the property owners who are paying [...] Continue Reading »

Interest subvention scheme surprises home buyers!

Interest subvention scheme surprises home buyers!
Home buyers are taken for a surprise when they are asked to pay under interest subvention scheme. Under this scheme, some of the buyers who have made a payment of initial amount have this right of not paying the EMI (equated monthly installment) for the time period when the property is under construction till its [...] Continue Reading »

Fluctuating Indian realty market

Fluctuating Indian realty market
Constant raise in interest rates has resulted in the investors to move out of the realty market. However, property buying has not stopped completely but it has moved on to the suburbs and peripheral areas in all the cities. According to real estate experts around 57 percent of the property buyers have already started investing [...] Continue Reading »



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